LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,603
−HK$10,197/mo
▼ 0.25% · 3.875%
HK$167,661
−HK$5,139/mo
Today · 4.125%
HK$172,800
baseline
▲ 0.50% · 4.625%
HK$183,314
+HK$10,514/mo
Deposit HK$35.65M · loan HK$35.65M · min. income ≈ HK$345,600/mo (50% DSR)
Upfront cash ≈ HK$38.69M (deposit + AVD stamp duty HK$3,030,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,894
−HK$9,773/mo
▼ 0.25% · 3.875%
HK$185,746
−HK$4,921/mo
Today · 4.125%
HK$190,667
baseline
▲ 0.50% · 4.625%
HK$200,718
+HK$10,051/mo
Deposit HK$35.65M · loan HK$35.65M · min. income ≈ HK$381,334/mo (50% DSR)
Upfront cash ≈ HK$38.69M (deposit + AVD stamp duty HK$3,030,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,124
−HK$12,236/mo
▼ 0.25% · 3.875%
HK$201,193
−HK$6,167/mo
Today · 4.125%
HK$207,360
baseline
▲ 0.50% · 4.625%
HK$219,977
+HK$12,617/mo
Deposit HK$28.52M · loan HK$42.79M · min. income ≈ HK$414,720/mo (50% DSR)
Upfront cash ≈ HK$31.55M (deposit + AVD stamp duty HK$3,030,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,073
−HK$11,728/mo
▼ 0.25% · 3.875%
HK$222,895
−HK$5,906/mo
Today · 4.125%
HK$228,801
baseline
▲ 0.50% · 4.625%
HK$240,861
+HK$12,060/mo
Deposit HK$28.52M · loan HK$42.79M · min. income ≈ HK$457,602/mo (50% DSR)
Upfront cash ≈ HK$31.55M (deposit + AVD stamp duty HK$3,030,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,644
−HK$14,276/mo
▼ 0.25% · 3.875%
HK$234,725
−HK$7,195/mo
Today · 4.125%
HK$241,920
baseline
▲ 0.50% · 4.625%
HK$256,640
+HK$14,720/mo
Deposit HK$21.39M · loan HK$49.92M · min. income ≈ HK$483,840/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$3,030,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,252
−HK$13,682/mo
▼ 0.25% · 3.875%
HK$260,044
−HK$6,890/mo
Today · 4.125%
HK$266,934
baseline
▲ 0.50% · 4.625%
HK$281,005
+HK$14,071/mo
Deposit HK$21.39M · loan HK$49.92M · min. income ≈ HK$533,868/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$3,030,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,685
−HK$18,354/mo
▼ 0.25% · 3.875%
HK$301,790
−HK$9,249/mo
Today · 4.125%
HK$311,039
baseline
▲ 0.50% · 4.625%
HK$329,965
+HK$18,926/mo
Deposit HK$7.13M · loan HK$64.18M · min. income ≈ HK$622,078/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$3,030,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,610
−HK$17,591/mo
▼ 0.25% · 3.875%
HK$334,342
−HK$8,859/mo
Today · 4.125%
HK$343,201
baseline
▲ 0.50% · 4.625%
HK$361,292
+HK$18,091/mo
Deposit HK$7.13M · loan HK$64.18M · min. income ≈ HK$686,402/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$3,030,637 · Scale 2, in force from 26 Feb 2026)