LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,261
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,767
−HK$513/mo
Today · 4.125%
HK$17,280
baseline
▲ 0.50% · 4.625%
HK$18,332
+HK$1,052/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,560/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,090
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,575
−HK$492/mo
Today · 4.125%
HK$19,067
baseline
▲ 0.50% · 4.625%
HK$20,072
+HK$1,005/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,134/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,513
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,120
−HK$617/mo
Today · 4.125%
HK$20,737
baseline
▲ 0.50% · 4.625%
HK$21,998
+HK$1,261/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$41,474/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$213,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,708
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,290
−HK$591/mo
Today · 4.125%
HK$22,881
baseline
▲ 0.50% · 4.625%
HK$24,087
+HK$1,206/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$45,762/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$213,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,765
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,473
−HK$720/mo
Today · 4.125%
HK$24,193
baseline
▲ 0.50% · 4.625%
HK$25,665
+HK$1,472/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,386/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,326
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,005
−HK$689/mo
Today · 4.125%
HK$26,694
baseline
▲ 0.50% · 4.625%
HK$28,101
+HK$1,407/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,388/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,269
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,180
−HK$925/mo
Today · 4.125%
HK$31,105
baseline
▲ 0.50% · 4.625%
HK$32,997
+HK$1,892/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$62,210/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$213,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,562
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,435
−HK$886/mo
Today · 4.125%
HK$34,321
baseline
▲ 0.50% · 4.625%
HK$36,130
+HK$1,809/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$68,642/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$213,933 · Scale 2, in force from 26 Feb 2026)