LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,616
−HK$10,197/mo
▼ 0.25% · 3.875%
HK$167,674
−HK$5,139/mo
Today · 4.125%
HK$172,813
baseline
▲ 0.50% · 4.625%
HK$183,329
+HK$10,516/mo
Deposit HK$35.66M · loan HK$35.66M · min. income ≈ HK$345,626/mo (50% DSR)
Upfront cash ≈ HK$38.69M (deposit + AVD stamp duty HK$3,030,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,908
−HK$9,774/mo
▼ 0.25% · 3.875%
HK$185,760
−HK$4,922/mo
Today · 4.125%
HK$190,682
baseline
▲ 0.50% · 4.625%
HK$200,734
+HK$10,052/mo
Deposit HK$35.66M · loan HK$35.66M · min. income ≈ HK$381,364/mo (50% DSR)
Upfront cash ≈ HK$38.69M (deposit + AVD stamp duty HK$3,030,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,139
−HK$12,237/mo
▼ 0.25% · 3.875%
HK$201,209
−HK$6,167/mo
Today · 4.125%
HK$207,376
baseline
▲ 0.50% · 4.625%
HK$219,994
+HK$12,618/mo
Deposit HK$28.53M · loan HK$42.79M · min. income ≈ HK$414,752/mo (50% DSR)
Upfront cash ≈ HK$31.56M (deposit + AVD stamp duty HK$3,030,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,090
−HK$11,729/mo
▼ 0.25% · 3.875%
HK$222,912
−HK$5,907/mo
Today · 4.125%
HK$228,819
baseline
▲ 0.50% · 4.625%
HK$240,880
+HK$12,061/mo
Deposit HK$28.53M · loan HK$42.79M · min. income ≈ HK$457,638/mo (50% DSR)
Upfront cash ≈ HK$31.56M (deposit + AVD stamp duty HK$3,030,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,662
−HK$14,277/mo
▼ 0.25% · 3.875%
HK$234,744
−HK$7,195/mo
Today · 4.125%
HK$241,939
baseline
▲ 0.50% · 4.625%
HK$256,660
+HK$14,721/mo
Deposit HK$21.39M · loan HK$49.92M · min. income ≈ HK$483,878/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$3,030,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,272
−HK$13,683/mo
▼ 0.25% · 3.875%
HK$260,064
−HK$6,891/mo
Today · 4.125%
HK$266,955
baseline
▲ 0.50% · 4.625%
HK$281,027
+HK$14,072/mo
Deposit HK$21.39M · loan HK$49.92M · min. income ≈ HK$533,910/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$3,030,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,708
−HK$18,356/mo
▼ 0.25% · 3.875%
HK$301,813
−HK$9,251/mo
Today · 4.125%
HK$311,064
baseline
▲ 0.50% · 4.625%
HK$329,991
+HK$18,927/mo
Deposit HK$7.13M · loan HK$64.18M · min. income ≈ HK$622,128/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$3,030,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,635
−HK$17,593/mo
▼ 0.25% · 3.875%
HK$334,369
−HK$8,859/mo
Today · 4.125%
HK$343,228
baseline
▲ 0.50% · 4.625%
HK$361,320
+HK$18,092/mo
Deposit HK$7.13M · loan HK$64.18M · min. income ≈ HK$686,456/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$3,030,875 · Scale 2, in force from 26 Feb 2026)