LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,622
−HK$10,198/mo
▼ 0.25% · 3.875%
HK$167,681
−HK$5,139/mo
Today · 4.125%
HK$172,820
baseline
▲ 0.50% · 4.625%
HK$183,336
+HK$10,516/mo
Deposit HK$35.66M · loan HK$35.66M · min. income ≈ HK$345,640/mo (50% DSR)
Upfront cash ≈ HK$38.69M (deposit + AVD stamp duty HK$3,031,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,916
−HK$9,774/mo
▼ 0.25% · 3.875%
HK$185,768
−HK$4,922/mo
Today · 4.125%
HK$190,690
baseline
▲ 0.50% · 4.625%
HK$200,742
+HK$10,052/mo
Deposit HK$35.66M · loan HK$35.66M · min. income ≈ HK$381,380/mo (50% DSR)
Upfront cash ≈ HK$38.69M (deposit + AVD stamp duty HK$3,031,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,147
−HK$12,237/mo
▼ 0.25% · 3.875%
HK$201,217
−HK$6,167/mo
Today · 4.125%
HK$207,384
baseline
▲ 0.50% · 4.625%
HK$220,003
+HK$12,619/mo
Deposit HK$28.53M · loan HK$42.79M · min. income ≈ HK$414,768/mo (50% DSR)
Upfront cash ≈ HK$31.56M (deposit + AVD stamp duty HK$3,031,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,099
−HK$11,729/mo
▼ 0.25% · 3.875%
HK$222,922
−HK$5,906/mo
Today · 4.125%
HK$228,828
baseline
▲ 0.50% · 4.625%
HK$240,890
+HK$12,062/mo
Deposit HK$28.53M · loan HK$42.79M · min. income ≈ HK$457,656/mo (50% DSR)
Upfront cash ≈ HK$31.56M (deposit + AVD stamp duty HK$3,031,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,671
−HK$14,277/mo
▼ 0.25% · 3.875%
HK$234,753
−HK$7,195/mo
Today · 4.125%
HK$241,948
baseline
▲ 0.50% · 4.625%
HK$256,670
+HK$14,722/mo
Deposit HK$21.40M · loan HK$49.92M · min. income ≈ HK$483,896/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$3,031,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,282
−HK$13,684/mo
▼ 0.25% · 3.875%
HK$260,075
−HK$6,891/mo
Today · 4.125%
HK$266,966
baseline
▲ 0.50% · 4.625%
HK$281,038
+HK$14,072/mo
Deposit HK$21.40M · loan HK$49.92M · min. income ≈ HK$533,932/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$3,031,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,720
−HK$18,357/mo
▼ 0.25% · 3.875%
HK$301,826
−HK$9,251/mo
Today · 4.125%
HK$311,077
baseline
▲ 0.50% · 4.625%
HK$330,005
+HK$18,928/mo
Deposit HK$7.13M · loan HK$64.19M · min. income ≈ HK$622,154/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$3,031,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,649
−HK$17,593/mo
▼ 0.25% · 3.875%
HK$334,382
−HK$8,860/mo
Today · 4.125%
HK$343,242
baseline
▲ 0.50% · 4.625%
HK$361,335
+HK$18,093/mo
Deposit HK$7.13M · loan HK$64.19M · min. income ≈ HK$686,484/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$3,031,000 · Scale 2, in force from 26 Feb 2026)