LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,647
−HK$10,200/mo
▼ 0.25% · 3.875%
HK$167,707
−HK$5,140/mo
Today · 4.125%
HK$172,847
baseline
▲ 0.50% · 4.625%
HK$183,364
+HK$10,517/mo
Deposit HK$35.66M · loan HK$35.66M · min. income ≈ HK$345,694/mo (50% DSR)
Upfront cash ≈ HK$38.70M (deposit + AVD stamp duty HK$3,031,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,944
−HK$9,775/mo
▼ 0.25% · 3.875%
HK$185,796
−HK$4,923/mo
Today · 4.125%
HK$190,719
baseline
▲ 0.50% · 4.625%
HK$200,773
+HK$10,054/mo
Deposit HK$35.66M · loan HK$35.66M · min. income ≈ HK$381,438/mo (50% DSR)
Upfront cash ≈ HK$38.70M (deposit + AVD stamp duty HK$3,031,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,177
−HK$12,239/mo
▼ 0.25% · 3.875%
HK$201,248
−HK$6,168/mo
Today · 4.125%
HK$207,416
baseline
▲ 0.50% · 4.625%
HK$220,037
+HK$12,621/mo
Deposit HK$28.53M · loan HK$42.80M · min. income ≈ HK$414,832/mo (50% DSR)
Upfront cash ≈ HK$31.56M (deposit + AVD stamp duty HK$3,031,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,132
−HK$11,731/mo
▼ 0.25% · 3.875%
HK$222,956
−HK$5,907/mo
Today · 4.125%
HK$228,863
baseline
▲ 0.50% · 4.625%
HK$240,927
+HK$12,064/mo
Deposit HK$28.53M · loan HK$42.80M · min. income ≈ HK$457,726/mo (50% DSR)
Upfront cash ≈ HK$31.56M (deposit + AVD stamp duty HK$3,031,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,706
−HK$14,280/mo
▼ 0.25% · 3.875%
HK$234,789
−HK$7,197/mo
Today · 4.125%
HK$241,986
baseline
▲ 0.50% · 4.625%
HK$256,710
+HK$14,724/mo
Deposit HK$21.40M · loan HK$49.93M · min. income ≈ HK$483,972/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$3,031,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,321
−HK$13,686/mo
▼ 0.25% · 3.875%
HK$260,115
−HK$6,892/mo
Today · 4.125%
HK$267,007
baseline
▲ 0.50% · 4.625%
HK$281,082
+HK$14,075/mo
Deposit HK$21.40M · loan HK$49.93M · min. income ≈ HK$534,014/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$3,031,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,765
−HK$18,359/mo
▼ 0.25% · 3.875%
HK$301,872
−HK$9,252/mo
Today · 4.125%
HK$311,124
baseline
▲ 0.50% · 4.625%
HK$330,056
+HK$18,932/mo
Deposit HK$7.13M · loan HK$64.20M · min. income ≈ HK$622,248/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$3,031,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,699
−HK$17,596/mo
▼ 0.25% · 3.875%
HK$334,434
−HK$8,861/mo
Today · 4.125%
HK$343,295
baseline
▲ 0.50% · 4.625%
HK$361,391
+HK$18,096/mo
Deposit HK$7.13M · loan HK$64.20M · min. income ≈ HK$686,590/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$3,031,465 · Scale 2, in force from 26 Feb 2026)