LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,680
−HK$10,201/mo
▼ 0.25% · 3.875%
HK$167,740
−HK$5,141/mo
Today · 4.125%
HK$172,881
baseline
▲ 0.50% · 4.625%
HK$183,401
+HK$10,520/mo
Deposit HK$35.67M · loan HK$35.67M · min. income ≈ HK$345,762/mo (50% DSR)
Upfront cash ≈ HK$38.70M (deposit + AVD stamp duty HK$3,032,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,980
−HK$9,778/mo
▼ 0.25% · 3.875%
HK$185,834
−HK$4,924/mo
Today · 4.125%
HK$190,758
baseline
▲ 0.50% · 4.625%
HK$200,813
+HK$10,055/mo
Deposit HK$35.67M · loan HK$35.67M · min. income ≈ HK$381,516/mo (50% DSR)
Upfront cash ≈ HK$38.70M (deposit + AVD stamp duty HK$3,032,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,216
−HK$12,242/mo
▼ 0.25% · 3.875%
HK$201,288
−HK$6,170/mo
Today · 4.125%
HK$207,458
baseline
▲ 0.50% · 4.625%
HK$220,081
+HK$12,623/mo
Deposit HK$28.54M · loan HK$42.81M · min. income ≈ HK$414,916/mo (50% DSR)
Upfront cash ≈ HK$31.57M (deposit + AVD stamp duty HK$3,032,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,176
−HK$11,733/mo
▼ 0.25% · 3.875%
HK$223,000
−HK$5,909/mo
Today · 4.125%
HK$228,909
baseline
▲ 0.50% · 4.625%
HK$240,975
+HK$12,066/mo
Deposit HK$28.54M · loan HK$42.81M · min. income ≈ HK$457,818/mo (50% DSR)
Upfront cash ≈ HK$31.57M (deposit + AVD stamp duty HK$3,032,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,752
−HK$14,282/mo
▼ 0.25% · 3.875%
HK$234,836
−HK$7,198/mo
Today · 4.125%
HK$242,034
baseline
▲ 0.50% · 4.625%
HK$256,761
+HK$14,727/mo
Deposit HK$21.40M · loan HK$49.94M · min. income ≈ HK$484,068/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$3,032,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,372
−HK$13,689/mo
▼ 0.25% · 3.875%
HK$260,167
−HK$6,894/mo
Today · 4.125%
HK$267,061
baseline
▲ 0.50% · 4.625%
HK$281,138
+HK$14,077/mo
Deposit HK$21.40M · loan HK$49.94M · min. income ≈ HK$534,122/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$3,032,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,824
−HK$18,363/mo
▼ 0.25% · 3.875%
HK$301,933
−HK$9,254/mo
Today · 4.125%
HK$311,187
baseline
▲ 0.50% · 4.625%
HK$330,122
+HK$18,935/mo
Deposit HK$7.13M · loan HK$64.21M · min. income ≈ HK$622,374/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$3,032,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,764
−HK$17,600/mo
▼ 0.25% · 3.875%
HK$334,501
−HK$8,863/mo
Today · 4.125%
HK$343,364
baseline
▲ 0.50% · 4.625%
HK$361,463
+HK$18,099/mo
Deposit HK$7.13M · loan HK$64.21M · min. income ≈ HK$686,728/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$3,032,072 · Scale 2, in force from 26 Feb 2026)