LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,688
−HK$10,202/mo
▼ 0.25% · 3.875%
HK$167,748
−HK$5,142/mo
Today · 4.125%
HK$172,890
baseline
▲ 0.50% · 4.625%
HK$183,410
+HK$10,520/mo
Deposit HK$35.67M · loan HK$35.67M · min. income ≈ HK$345,780/mo (50% DSR)
Upfront cash ≈ HK$38.71M (deposit + AVD stamp duty HK$3,032,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,989
−HK$9,778/mo
▼ 0.25% · 3.875%
HK$185,843
−HK$4,924/mo
Today · 4.125%
HK$190,767
baseline
▲ 0.50% · 4.625%
HK$200,823
+HK$10,056/mo
Deposit HK$35.67M · loan HK$35.67M · min. income ≈ HK$381,534/mo (50% DSR)
Upfront cash ≈ HK$38.71M (deposit + AVD stamp duty HK$3,032,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,226
−HK$12,242/mo
▼ 0.25% · 3.875%
HK$201,298
−HK$6,170/mo
Today · 4.125%
HK$207,468
baseline
▲ 0.50% · 4.625%
HK$220,092
+HK$12,624/mo
Deposit HK$28.54M · loan HK$42.81M · min. income ≈ HK$414,936/mo (50% DSR)
Upfront cash ≈ HK$31.57M (deposit + AVD stamp duty HK$3,032,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,186
−HK$11,734/mo
▼ 0.25% · 3.875%
HK$223,011
−HK$5,909/mo
Today · 4.125%
HK$228,920
baseline
▲ 0.50% · 4.625%
HK$240,987
+HK$12,067/mo
Deposit HK$28.54M · loan HK$42.81M · min. income ≈ HK$457,840/mo (50% DSR)
Upfront cash ≈ HK$31.57M (deposit + AVD stamp duty HK$3,032,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,763
−HK$14,283/mo
▼ 0.25% · 3.875%
HK$234,848
−HK$7,198/mo
Today · 4.125%
HK$242,046
baseline
▲ 0.50% · 4.625%
HK$256,774
+HK$14,728/mo
Deposit HK$21.40M · loan HK$49.94M · min. income ≈ HK$484,092/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$3,032,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,384
−HK$13,690/mo
▼ 0.25% · 3.875%
HK$260,180
−HK$6,894/mo
Today · 4.125%
HK$267,074
baseline
▲ 0.50% · 4.625%
HK$281,152
+HK$14,078/mo
Deposit HK$21.40M · loan HK$49.94M · min. income ≈ HK$534,148/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$3,032,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,838
−HK$18,364/mo
▼ 0.25% · 3.875%
HK$301,947
−HK$9,255/mo
Today · 4.125%
HK$311,202
baseline
▲ 0.50% · 4.625%
HK$330,138
+HK$18,936/mo
Deposit HK$7.13M · loan HK$64.21M · min. income ≈ HK$622,404/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$3,032,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,780
−HK$17,601/mo
▼ 0.25% · 3.875%
HK$334,517
−HK$8,864/mo
Today · 4.125%
HK$343,381
baseline
▲ 0.50% · 4.625%
HK$361,481
+HK$18,100/mo
Deposit HK$7.13M · loan HK$64.21M · min. income ≈ HK$686,762/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$3,032,220 · Scale 2, in force from 26 Feb 2026)