LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,710
−HK$10,203/mo
▼ 0.25% · 3.875%
HK$167,771
−HK$5,142/mo
Today · 4.125%
HK$172,913
baseline
▲ 0.50% · 4.625%
HK$183,434
+HK$10,521/mo
Deposit HK$35.68M · loan HK$35.68M · min. income ≈ HK$345,826/mo (50% DSR)
Upfront cash ≈ HK$38.71M (deposit + AVD stamp duty HK$3,032,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,013
−HK$9,779/mo
▼ 0.25% · 3.875%
HK$185,867
−HK$4,925/mo
Today · 4.125%
HK$190,792
baseline
▲ 0.50% · 4.625%
HK$200,849
+HK$10,057/mo
Deposit HK$35.68M · loan HK$35.68M · min. income ≈ HK$381,584/mo (50% DSR)
Upfront cash ≈ HK$38.71M (deposit + AVD stamp duty HK$3,032,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,251
−HK$12,244/mo
▼ 0.25% · 3.875%
HK$201,325
−HK$6,170/mo
Today · 4.125%
HK$207,495
baseline
▲ 0.50% · 4.625%
HK$220,121
+HK$12,626/mo
Deposit HK$28.54M · loan HK$42.81M · min. income ≈ HK$414,990/mo (50% DSR)
Upfront cash ≈ HK$31.57M (deposit + AVD stamp duty HK$3,032,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,215
−HK$11,736/mo
▼ 0.25% · 3.875%
HK$223,041
−HK$5,910/mo
Today · 4.125%
HK$228,951
baseline
▲ 0.50% · 4.625%
HK$241,019
+HK$12,068/mo
Deposit HK$28.54M · loan HK$42.81M · min. income ≈ HK$457,902/mo (50% DSR)
Upfront cash ≈ HK$31.57M (deposit + AVD stamp duty HK$3,032,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,793
−HK$14,285/mo
▼ 0.25% · 3.875%
HK$234,879
−HK$7,199/mo
Today · 4.125%
HK$242,078
baseline
▲ 0.50% · 4.625%
HK$256,808
+HK$14,730/mo
Deposit HK$21.41M · loan HK$49.95M · min. income ≈ HK$484,156/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$3,032,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,418
−HK$13,691/mo
▼ 0.25% · 3.875%
HK$260,214
−HK$6,895/mo
Today · 4.125%
HK$267,109
baseline
▲ 0.50% · 4.625%
HK$281,189
+HK$14,080/mo
Deposit HK$21.41M · loan HK$49.95M · min. income ≈ HK$534,218/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$3,032,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,877
−HK$18,366/mo
▼ 0.25% · 3.875%
HK$301,987
−HK$9,256/mo
Today · 4.125%
HK$311,243
baseline
▲ 0.50% · 4.625%
HK$330,182
+HK$18,939/mo
Deposit HK$7.14M · loan HK$64.22M · min. income ≈ HK$622,486/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$3,032,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,823
−HK$17,603/mo
▼ 0.25% · 3.875%
HK$334,561
−HK$8,865/mo
Today · 4.125%
HK$343,426
baseline
▲ 0.50% · 4.625%
HK$361,529
+HK$18,103/mo
Deposit HK$7.14M · loan HK$64.22M · min. income ≈ HK$686,852/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$3,032,622 · Scale 2, in force from 26 Feb 2026)