LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,280
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,787
−HK$514/mo
Today · 4.125%
HK$17,301
baseline
▲ 0.50% · 4.625%
HK$18,354
+HK$1,053/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,602/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,112
−HK$978/mo
▼ 0.25% · 3.875%
HK$18,597
−HK$493/mo
Today · 4.125%
HK$19,090
baseline
▲ 0.50% · 4.625%
HK$20,097
+HK$1,007/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,180/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,536
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,144
−HK$618/mo
Today · 4.125%
HK$20,762
baseline
▲ 0.50% · 4.625%
HK$22,025
+HK$1,263/mo
Deposit HK$2.86M · loan HK$4.28M · min. income ≈ HK$41,524/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,734
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,317
−HK$591/mo
Today · 4.125%
HK$22,908
baseline
▲ 0.50% · 4.625%
HK$24,116
+HK$1,208/mo
Deposit HK$2.86M · loan HK$4.28M · min. income ≈ HK$45,816/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,793
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,501
−HK$721/mo
Today · 4.125%
HK$24,222
baseline
▲ 0.50% · 4.625%
HK$25,696
+HK$1,474/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$48,444/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,356
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,036
−HK$690/mo
Today · 4.125%
HK$26,726
baseline
▲ 0.50% · 4.625%
HK$28,135
+HK$1,409/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$53,452/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,305
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,216
−HK$926/mo
Today · 4.125%
HK$31,142
baseline
▲ 0.50% · 4.625%
HK$33,037
+HK$1,895/mo
Deposit HK$714K · loan HK$6.43M · min. income ≈ HK$62,284/mo (50% DSR)
Upfront cash ≈ HK$928K (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,601
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,475
−HK$887/mo
Today · 4.125%
HK$34,362
baseline
▲ 0.50% · 4.625%
HK$36,174
+HK$1,812/mo
Deposit HK$714K · loan HK$6.43M · min. income ≈ HK$68,724/mo (50% DSR)
Upfront cash ≈ HK$928K (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)