LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,838
−HK$10,211/mo
▼ 0.25% · 3.875%
HK$167,903
−HK$5,146/mo
Today · 4.125%
HK$173,049
baseline
▲ 0.50% · 4.625%
HK$183,579
+HK$10,530/mo
Deposit HK$35.71M · loan HK$35.71M · min. income ≈ HK$346,098/mo (50% DSR)
Upfront cash ≈ HK$38.74M (deposit + AVD stamp duty HK$3,035,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,156
−HK$9,787/mo
▼ 0.25% · 3.875%
HK$186,014
−HK$4,929/mo
Today · 4.125%
HK$190,943
baseline
▲ 0.50% · 4.625%
HK$201,008
+HK$10,065/mo
Deposit HK$35.71M · loan HK$35.71M · min. income ≈ HK$381,886/mo (50% DSR)
Upfront cash ≈ HK$38.74M (deposit + AVD stamp duty HK$3,035,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,406
−HK$12,253/mo
▼ 0.25% · 3.875%
HK$201,484
−HK$6,175/mo
Today · 4.125%
HK$207,659
baseline
▲ 0.50% · 4.625%
HK$220,295
+HK$12,636/mo
Deposit HK$28.56M · loan HK$42.85M · min. income ≈ HK$415,318/mo (50% DSR)
Upfront cash ≈ HK$31.60M (deposit + AVD stamp duty HK$3,035,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,387
−HK$11,744/mo
▼ 0.25% · 3.875%
HK$223,217
−HK$5,914/mo
Today · 4.125%
HK$229,131
baseline
▲ 0.50% · 4.625%
HK$241,209
+HK$12,078/mo
Deposit HK$28.56M · loan HK$42.85M · min. income ≈ HK$458,262/mo (50% DSR)
Upfront cash ≈ HK$31.60M (deposit + AVD stamp duty HK$3,035,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,973
−HK$14,296/mo
▼ 0.25% · 3.875%
HK$235,064
−HK$7,205/mo
Today · 4.125%
HK$242,269
baseline
▲ 0.50% · 4.625%
HK$257,011
+HK$14,742/mo
Deposit HK$21.42M · loan HK$49.99M · min. income ≈ HK$484,538/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$3,035,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,618
−HK$13,702/mo
▼ 0.25% · 3.875%
HK$260,420
−HK$6,900/mo
Today · 4.125%
HK$267,320
baseline
▲ 0.50% · 4.625%
HK$281,411
+HK$14,091/mo
Deposit HK$21.42M · loan HK$49.99M · min. income ≈ HK$534,640/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$3,035,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,108
−HK$18,381/mo
▼ 0.25% · 3.875%
HK$302,226
−HK$9,263/mo
Today · 4.125%
HK$311,489
baseline
▲ 0.50% · 4.625%
HK$330,442
+HK$18,953/mo
Deposit HK$7.14M · loan HK$64.27M · min. income ≈ HK$622,978/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$3,035,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,080
−HK$17,617/mo
▼ 0.25% · 3.875%
HK$334,825
−HK$8,872/mo
Today · 4.125%
HK$343,697
baseline
▲ 0.50% · 4.625%
HK$361,814
+HK$18,117/mo
Deposit HK$7.14M · loan HK$64.27M · min. income ≈ HK$687,394/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$3,035,015 · Scale 2, in force from 26 Feb 2026)