LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,838
−HK$10,212/mo
▼ 0.25% · 3.875%
HK$167,904
−HK$5,146/mo
Today · 4.125%
HK$173,050
baseline
▲ 0.50% · 4.625%
HK$183,580
+HK$10,530/mo
Deposit HK$35.71M · loan HK$35.71M · min. income ≈ HK$346,100/mo (50% DSR)
Upfront cash ≈ HK$38.74M (deposit + AVD stamp duty HK$3,035,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,156
−HK$9,787/mo
▼ 0.25% · 3.875%
HK$186,015
−HK$4,928/mo
Today · 4.125%
HK$190,943
baseline
▲ 0.50% · 4.625%
HK$201,008
+HK$10,065/mo
Deposit HK$35.71M · loan HK$35.71M · min. income ≈ HK$381,886/mo (50% DSR)
Upfront cash ≈ HK$38.74M (deposit + AVD stamp duty HK$3,035,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,406
−HK$12,254/mo
▼ 0.25% · 3.875%
HK$201,484
−HK$6,176/mo
Today · 4.125%
HK$207,660
baseline
▲ 0.50% · 4.625%
HK$220,295
+HK$12,635/mo
Deposit HK$28.56M · loan HK$42.85M · min. income ≈ HK$415,320/mo (50% DSR)
Upfront cash ≈ HK$31.60M (deposit + AVD stamp duty HK$3,035,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,387
−HK$11,745/mo
▼ 0.25% · 3.875%
HK$223,218
−HK$5,914/mo
Today · 4.125%
HK$229,132
baseline
▲ 0.50% · 4.625%
HK$241,210
+HK$12,078/mo
Deposit HK$28.56M · loan HK$42.85M · min. income ≈ HK$458,264/mo (50% DSR)
Upfront cash ≈ HK$31.60M (deposit + AVD stamp duty HK$3,035,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,974
−HK$14,296/mo
▼ 0.25% · 3.875%
HK$235,065
−HK$7,205/mo
Today · 4.125%
HK$242,270
baseline
▲ 0.50% · 4.625%
HK$257,011
+HK$14,741/mo
Deposit HK$21.42M · loan HK$49.99M · min. income ≈ HK$484,540/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$3,035,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,619
−HK$13,702/mo
▼ 0.25% · 3.875%
HK$260,420
−HK$6,901/mo
Today · 4.125%
HK$267,321
baseline
▲ 0.50% · 4.625%
HK$281,412
+HK$14,091/mo
Deposit HK$21.42M · loan HK$49.99M · min. income ≈ HK$534,642/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$3,035,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,109
−HK$18,381/mo
▼ 0.25% · 3.875%
HK$302,227
−HK$9,263/mo
Today · 4.125%
HK$311,490
baseline
▲ 0.50% · 4.625%
HK$330,443
+HK$18,953/mo
Deposit HK$7.14M · loan HK$64.27M · min. income ≈ HK$622,980/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$3,035,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,081
−HK$17,617/mo
▼ 0.25% · 3.875%
HK$334,826
−HK$8,872/mo
Today · 4.125%
HK$343,698
baseline
▲ 0.50% · 4.625%
HK$361,815
+HK$18,117/mo
Deposit HK$7.14M · loan HK$64.27M · min. income ≈ HK$687,396/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$3,035,025 · Scale 2, in force from 26 Feb 2026)