LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,871
−HK$10,213/mo
▼ 0.25% · 3.875%
HK$167,937
−HK$5,147/mo
Today · 4.125%
HK$173,084
baseline
▲ 0.50% · 4.625%
HK$183,616
+HK$10,532/mo
Deposit HK$35.71M · loan HK$35.71M · min. income ≈ HK$346,168/mo (50% DSR)
Upfront cash ≈ HK$38.75M (deposit + AVD stamp duty HK$3,035,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,192
−HK$9,789/mo
▼ 0.25% · 3.875%
HK$186,052
−HK$4,929/mo
Today · 4.125%
HK$190,981
baseline
▲ 0.50% · 4.625%
HK$201,048
+HK$10,067/mo
Deposit HK$35.71M · loan HK$35.71M · min. income ≈ HK$381,962/mo (50% DSR)
Upfront cash ≈ HK$38.75M (deposit + AVD stamp duty HK$3,035,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,445
−HK$12,256/mo
▼ 0.25% · 3.875%
HK$201,524
−HK$6,177/mo
Today · 4.125%
HK$207,701
baseline
▲ 0.50% · 4.625%
HK$220,339
+HK$12,638/mo
Deposit HK$28.57M · loan HK$42.86M · min. income ≈ HK$415,402/mo (50% DSR)
Upfront cash ≈ HK$31.61M (deposit + AVD stamp duty HK$3,035,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,431
−HK$11,747/mo
▼ 0.25% · 3.875%
HK$223,262
−HK$5,916/mo
Today · 4.125%
HK$229,178
baseline
▲ 0.50% · 4.625%
HK$241,258
+HK$12,080/mo
Deposit HK$28.57M · loan HK$42.86M · min. income ≈ HK$458,356/mo (50% DSR)
Upfront cash ≈ HK$31.61M (deposit + AVD stamp duty HK$3,035,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,019
−HK$14,299/mo
▼ 0.25% · 3.875%
HK$235,112
−HK$7,206/mo
Today · 4.125%
HK$242,318
baseline
▲ 0.50% · 4.625%
HK$257,062
+HK$14,744/mo
Deposit HK$21.43M · loan HK$50.00M · min. income ≈ HK$484,636/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$3,035,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,669
−HK$13,705/mo
▼ 0.25% · 3.875%
HK$260,472
−HK$6,902/mo
Today · 4.125%
HK$267,374
baseline
▲ 0.50% · 4.625%
HK$281,468
+HK$14,094/mo
Deposit HK$21.43M · loan HK$50.00M · min. income ≈ HK$534,748/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$3,035,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,168
−HK$18,384/mo
▼ 0.25% · 3.875%
HK$302,287
−HK$9,265/mo
Today · 4.125%
HK$311,552
baseline
▲ 0.50% · 4.625%
HK$330,509
+HK$18,957/mo
Deposit HK$7.14M · loan HK$64.28M · min. income ≈ HK$623,104/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$3,035,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,146
−HK$17,621/mo
▼ 0.25% · 3.875%
HK$334,893
−HK$8,874/mo
Today · 4.125%
HK$343,767
baseline
▲ 0.50% · 4.625%
HK$361,887
+HK$18,120/mo
Deposit HK$7.14M · loan HK$64.28M · min. income ≈ HK$687,534/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$3,035,629 · Scale 2, in force from 26 Feb 2026)