LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,289
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,795
−HK$515/mo
Today · 4.125%
HK$17,310
baseline
▲ 0.50% · 4.625%
HK$18,364
+HK$1,054/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,620/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,121
−HK$979/mo
▼ 0.25% · 3.875%
HK$18,607
−HK$493/mo
Today · 4.125%
HK$19,100
baseline
▲ 0.50% · 4.625%
HK$20,107
+HK$1,007/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,200/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,547
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,155
−HK$617/mo
Today · 4.125%
HK$20,772
baseline
▲ 0.50% · 4.625%
HK$22,036
+HK$1,264/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,544/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,745
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,329
−HK$591/mo
Today · 4.125%
HK$22,920
baseline
▲ 0.50% · 4.625%
HK$24,128
+HK$1,208/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,840/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,804
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,514
−HK$720/mo
Today · 4.125%
HK$24,234
baseline
▲ 0.50% · 4.625%
HK$25,709
+HK$1,475/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$48,468/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,370
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,050
−HK$690/mo
Today · 4.125%
HK$26,740
baseline
▲ 0.50% · 4.625%
HK$28,150
+HK$1,410/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$53,480/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,320
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,232
−HK$926/mo
Today · 4.125%
HK$31,158
baseline
▲ 0.50% · 4.625%
HK$33,054
+HK$1,896/mo
Deposit HK$714K · loan HK$6.43M · min. income ≈ HK$62,316/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$214,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,618
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,493
−HK$887/mo
Today · 4.125%
HK$34,380
baseline
▲ 0.50% · 4.625%
HK$36,192
+HK$1,812/mo
Deposit HK$714K · loan HK$6.43M · min. income ≈ HK$68,760/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$214,302 · Scale 2, in force from 26 Feb 2026)