LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,900
−HK$10,215/mo
▼ 0.25% · 3.875%
HK$167,967
−HK$5,148/mo
Today · 4.125%
HK$173,115
baseline
▲ 0.50% · 4.625%
HK$183,649
+HK$10,534/mo
Deposit HK$35.72M · loan HK$35.72M · min. income ≈ HK$346,230/mo (50% DSR)
Upfront cash ≈ HK$38.76M (deposit + AVD stamp duty HK$3,036,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,225
−HK$9,791/mo
▼ 0.25% · 3.875%
HK$186,085
−HK$4,931/mo
Today · 4.125%
HK$191,016
baseline
▲ 0.50% · 4.625%
HK$201,084
+HK$10,068/mo
Deposit HK$35.72M · loan HK$35.72M · min. income ≈ HK$382,032/mo (50% DSR)
Upfront cash ≈ HK$38.76M (deposit + AVD stamp duty HK$3,036,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,480
−HK$12,258/mo
▼ 0.25% · 3.875%
HK$201,560
−HK$6,178/mo
Today · 4.125%
HK$207,738
baseline
▲ 0.50% · 4.625%
HK$220,379
+HK$12,641/mo
Deposit HK$28.58M · loan HK$42.86M · min. income ≈ HK$415,476/mo (50% DSR)
Upfront cash ≈ HK$31.61M (deposit + AVD stamp duty HK$3,036,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,469
−HK$11,750/mo
▼ 0.25% · 3.875%
HK$223,302
−HK$5,917/mo
Today · 4.125%
HK$229,219
baseline
▲ 0.50% · 4.625%
HK$241,301
+HK$12,082/mo
Deposit HK$28.58M · loan HK$42.86M · min. income ≈ HK$458,438/mo (50% DSR)
Upfront cash ≈ HK$31.61M (deposit + AVD stamp duty HK$3,036,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,060
−HK$14,301/mo
▼ 0.25% · 3.875%
HK$235,154
−HK$7,207/mo
Today · 4.125%
HK$242,361
baseline
▲ 0.50% · 4.625%
HK$257,108
+HK$14,747/mo
Deposit HK$21.43M · loan HK$50.01M · min. income ≈ HK$484,722/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$3,036,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,714
−HK$13,708/mo
▼ 0.25% · 3.875%
HK$260,519
−HK$6,903/mo
Today · 4.125%
HK$267,422
baseline
▲ 0.50% · 4.625%
HK$281,518
+HK$14,096/mo
Deposit HK$21.43M · loan HK$50.01M · min. income ≈ HK$534,844/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$3,036,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,220
−HK$18,387/mo
▼ 0.25% · 3.875%
HK$302,341
−HK$9,266/mo
Today · 4.125%
HK$311,607
baseline
▲ 0.50% · 4.625%
HK$330,568
+HK$18,961/mo
Deposit HK$7.14M · loan HK$64.30M · min. income ≈ HK$623,214/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$3,036,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,204
−HK$17,624/mo
▼ 0.25% · 3.875%
HK$334,953
−HK$8,875/mo
Today · 4.125%
HK$343,828
baseline
▲ 0.50% · 4.625%
HK$361,952
+HK$18,124/mo
Deposit HK$7.14M · loan HK$64.30M · min. income ≈ HK$687,656/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$3,036,172 · Scale 2, in force from 26 Feb 2026)