LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,909
−HK$10,216/mo
▼ 0.25% · 3.875%
HK$167,976
−HK$5,149/mo
Today · 4.125%
HK$173,125
baseline
▲ 0.50% · 4.625%
HK$183,659
+HK$10,534/mo
Deposit HK$35.72M · loan HK$35.72M · min. income ≈ HK$346,250/mo (50% DSR)
Upfront cash ≈ HK$38.76M (deposit + AVD stamp duty HK$3,036,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,235
−HK$9,791/mo
▼ 0.25% · 3.875%
HK$186,095
−HK$4,931/mo
Today · 4.125%
HK$191,026
baseline
▲ 0.50% · 4.625%
HK$201,095
+HK$10,069/mo
Deposit HK$35.72M · loan HK$35.72M · min. income ≈ HK$382,052/mo (50% DSR)
Upfront cash ≈ HK$38.76M (deposit + AVD stamp duty HK$3,036,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,491
−HK$12,259/mo
▼ 0.25% · 3.875%
HK$201,572
−HK$6,178/mo
Today · 4.125%
HK$207,750
baseline
▲ 0.50% · 4.625%
HK$220,391
+HK$12,641/mo
Deposit HK$28.58M · loan HK$42.87M · min. income ≈ HK$415,500/mo (50% DSR)
Upfront cash ≈ HK$31.61M (deposit + AVD stamp duty HK$3,036,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,482
−HK$11,749/mo
▼ 0.25% · 3.875%
HK$223,314
−HK$5,917/mo
Today · 4.125%
HK$229,231
baseline
▲ 0.50% · 4.625%
HK$241,315
+HK$12,084/mo
Deposit HK$28.58M · loan HK$42.87M · min. income ≈ HK$458,462/mo (50% DSR)
Upfront cash ≈ HK$31.61M (deposit + AVD stamp duty HK$3,036,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,073
−HK$14,302/mo
▼ 0.25% · 3.875%
HK$235,167
−HK$7,208/mo
Today · 4.125%
HK$242,375
baseline
▲ 0.50% · 4.625%
HK$257,123
+HK$14,748/mo
Deposit HK$21.43M · loan HK$50.01M · min. income ≈ HK$484,750/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$3,036,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,728
−HK$13,709/mo
▼ 0.25% · 3.875%
HK$260,533
−HK$6,904/mo
Today · 4.125%
HK$267,437
baseline
▲ 0.50% · 4.625%
HK$281,534
+HK$14,097/mo
Deposit HK$21.43M · loan HK$50.01M · min. income ≈ HK$534,874/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$3,036,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,236
−HK$18,389/mo
▼ 0.25% · 3.875%
HK$302,358
−HK$9,267/mo
Today · 4.125%
HK$311,625
baseline
▲ 0.50% · 4.625%
HK$330,586
+HK$18,961/mo
Deposit HK$7.14M · loan HK$64.30M · min. income ≈ HK$623,250/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$3,036,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,222
−HK$17,625/mo
▼ 0.25% · 3.875%
HK$334,971
−HK$8,876/mo
Today · 4.125%
HK$343,847
baseline
▲ 0.50% · 4.625%
HK$361,972
+HK$18,125/mo
Deposit HK$7.14M · loan HK$64.30M · min. income ≈ HK$687,694/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$3,036,340 · Scale 2, in force from 26 Feb 2026)