LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,912
−HK$10,216/mo
▼ 0.25% · 3.875%
HK$167,980
−HK$5,148/mo
Today · 4.125%
HK$173,128
baseline
▲ 0.50% · 4.625%
HK$183,663
+HK$10,535/mo
Deposit HK$35.72M · loan HK$35.72M · min. income ≈ HK$346,256/mo (50% DSR)
Upfront cash ≈ HK$38.76M (deposit + AVD stamp duty HK$3,036,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,238
−HK$9,792/mo
▼ 0.25% · 3.875%
HK$186,099
−HK$4,931/mo
Today · 4.125%
HK$191,030
baseline
▲ 0.50% · 4.625%
HK$201,100
+HK$10,070/mo
Deposit HK$35.72M · loan HK$35.72M · min. income ≈ HK$382,060/mo (50% DSR)
Upfront cash ≈ HK$38.76M (deposit + AVD stamp duty HK$3,036,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,495
−HK$12,259/mo
▼ 0.25% · 3.875%
HK$201,576
−HK$6,178/mo
Today · 4.125%
HK$207,754
baseline
▲ 0.50% · 4.625%
HK$220,396
+HK$12,642/mo
Deposit HK$28.58M · loan HK$42.87M · min. income ≈ HK$415,508/mo (50% DSR)
Upfront cash ≈ HK$31.61M (deposit + AVD stamp duty HK$3,036,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,486
−HK$11,750/mo
▼ 0.25% · 3.875%
HK$223,319
−HK$5,917/mo
Today · 4.125%
HK$229,236
baseline
▲ 0.50% · 4.625%
HK$241,320
+HK$12,084/mo
Deposit HK$28.58M · loan HK$42.87M · min. income ≈ HK$458,472/mo (50% DSR)
Upfront cash ≈ HK$31.61M (deposit + AVD stamp duty HK$3,036,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,077
−HK$14,303/mo
▼ 0.25% · 3.875%
HK$235,172
−HK$7,208/mo
Today · 4.125%
HK$242,380
baseline
▲ 0.50% · 4.625%
HK$257,128
+HK$14,748/mo
Deposit HK$21.43M · loan HK$50.01M · min. income ≈ HK$484,760/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$3,036,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,734
−HK$13,708/mo
▼ 0.25% · 3.875%
HK$260,539
−HK$6,903/mo
Today · 4.125%
HK$267,442
baseline
▲ 0.50% · 4.625%
HK$281,540
+HK$14,098/mo
Deposit HK$21.43M · loan HK$50.01M · min. income ≈ HK$534,884/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$3,036,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,242
−HK$18,389/mo
▼ 0.25% · 3.875%
HK$302,364
−HK$9,267/mo
Today · 4.125%
HK$311,631
baseline
▲ 0.50% · 4.625%
HK$330,593
+HK$18,962/mo
Deposit HK$7.14M · loan HK$64.30M · min. income ≈ HK$623,262/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$3,036,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,229
−HK$17,625/mo
▼ 0.25% · 3.875%
HK$334,978
−HK$8,876/mo
Today · 4.125%
HK$343,854
baseline
▲ 0.50% · 4.625%
HK$361,979
+HK$18,125/mo
Deposit HK$7.14M · loan HK$64.30M · min. income ≈ HK$687,708/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$3,036,404 · Scale 2, in force from 26 Feb 2026)