LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,934
−HK$10,217/mo
▼ 0.25% · 3.875%
HK$168,002
−HK$5,149/mo
Today · 4.125%
HK$173,151
baseline
▲ 0.50% · 4.625%
HK$183,687
+HK$10,536/mo
Deposit HK$35.73M · loan HK$35.73M · min. income ≈ HK$346,302/mo (50% DSR)
Upfront cash ≈ HK$38.76M (deposit + AVD stamp duty HK$3,036,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,262
−HK$9,793/mo
▼ 0.25% · 3.875%
HK$186,124
−HK$4,931/mo
Today · 4.125%
HK$191,055
baseline
▲ 0.50% · 4.625%
HK$201,126
+HK$10,071/mo
Deposit HK$35.73M · loan HK$35.73M · min. income ≈ HK$382,110/mo (50% DSR)
Upfront cash ≈ HK$38.76M (deposit + AVD stamp duty HK$3,036,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,521
−HK$12,261/mo
▼ 0.25% · 3.875%
HK$201,603
−HK$6,179/mo
Today · 4.125%
HK$207,782
baseline
▲ 0.50% · 4.625%
HK$220,425
+HK$12,643/mo
Deposit HK$28.58M · loan HK$42.87M · min. income ≈ HK$415,564/mo (50% DSR)
Upfront cash ≈ HK$31.62M (deposit + AVD stamp duty HK$3,036,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,515
−HK$11,751/mo
▼ 0.25% · 3.875%
HK$223,348
−HK$5,918/mo
Today · 4.125%
HK$229,266
baseline
▲ 0.50% · 4.625%
HK$241,351
+HK$12,085/mo
Deposit HK$28.58M · loan HK$42.87M · min. income ≈ HK$458,532/mo (50% DSR)
Upfront cash ≈ HK$31.62M (deposit + AVD stamp duty HK$3,036,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,107
−HK$14,305/mo
▼ 0.25% · 3.875%
HK$235,203
−HK$7,209/mo
Today · 4.125%
HK$242,412
baseline
▲ 0.50% · 4.625%
HK$257,162
+HK$14,750/mo
Deposit HK$21.44M · loan HK$50.02M · min. income ≈ HK$484,824/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$3,036,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,767
−HK$13,711/mo
▼ 0.25% · 3.875%
HK$260,573
−HK$6,905/mo
Today · 4.125%
HK$267,478
baseline
▲ 0.50% · 4.625%
HK$281,577
+HK$14,099/mo
Deposit HK$21.44M · loan HK$50.02M · min. income ≈ HK$534,956/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$3,036,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,281
−HK$18,391/mo
▼ 0.25% · 3.875%
HK$302,404
−HK$9,268/mo
Today · 4.125%
HK$311,672
baseline
▲ 0.50% · 4.625%
HK$330,637
+HK$18,965/mo
Deposit HK$7.15M · loan HK$64.31M · min. income ≈ HK$623,344/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$3,036,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,272
−HK$17,628/mo
▼ 0.25% · 3.875%
HK$335,023
−HK$8,877/mo
Today · 4.125%
HK$343,900
baseline
▲ 0.50% · 4.625%
HK$362,027
+HK$18,127/mo
Deposit HK$7.15M · loan HK$64.31M · min. income ≈ HK$687,800/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$3,036,804 · Scale 2, in force from 26 Feb 2026)