LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,300
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,807
−HK$515/mo
Today · 4.125%
HK$17,322
baseline
▲ 0.50% · 4.625%
HK$18,376
+HK$1,054/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,644/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,133
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,620
−HK$493/mo
Today · 4.125%
HK$19,113
baseline
▲ 0.50% · 4.625%
HK$20,120
+HK$1,007/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,226/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,560
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,168
−HK$618/mo
Today · 4.125%
HK$20,786
baseline
▲ 0.50% · 4.625%
HK$22,051
+HK$1,265/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,572/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,760
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,343
−HK$593/mo
Today · 4.125%
HK$22,936
baseline
▲ 0.50% · 4.625%
HK$24,144
+HK$1,208/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,872/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,820
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,529
−HK$722/mo
Today · 4.125%
HK$24,251
baseline
▲ 0.50% · 4.625%
HK$25,726
+HK$1,475/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$48,502/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,387
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,067
−HK$691/mo
Today · 4.125%
HK$26,758
baseline
▲ 0.50% · 4.625%
HK$28,169
+HK$1,411/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$53,516/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,339
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,252
−HK$927/mo
Today · 4.125%
HK$31,179
baseline
▲ 0.50% · 4.625%
HK$33,076
+HK$1,897/mo
Deposit HK$715K · loan HK$6.43M · min. income ≈ HK$62,358/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$214,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,640
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,515
−HK$888/mo
Today · 4.125%
HK$34,403
baseline
▲ 0.50% · 4.625%
HK$36,217
+HK$1,814/mo
Deposit HK$715K · loan HK$6.43M · min. income ≈ HK$68,806/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$214,446 · Scale 2, in force from 26 Feb 2026)