LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,015
−HK$10,222/mo
▼ 0.25% · 3.875%
HK$168,086
−HK$5,151/mo
Today · 4.125%
HK$173,237
baseline
▲ 0.50% · 4.625%
HK$183,778
+HK$10,541/mo
Deposit HK$35.74M · loan HK$35.74M · min. income ≈ HK$346,474/mo (50% DSR)
Upfront cash ≈ HK$38.78M (deposit + AVD stamp duty HK$3,038,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,352
−HK$9,798/mo
▼ 0.25% · 3.875%
HK$186,216
−HK$4,934/mo
Today · 4.125%
HK$191,150
baseline
▲ 0.50% · 4.625%
HK$201,226
+HK$10,076/mo
Deposit HK$35.74M · loan HK$35.74M · min. income ≈ HK$382,300/mo (50% DSR)
Upfront cash ≈ HK$38.78M (deposit + AVD stamp duty HK$3,038,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,618
−HK$12,267/mo
▼ 0.25% · 3.875%
HK$201,703
−HK$6,182/mo
Today · 4.125%
HK$207,885
baseline
▲ 0.50% · 4.625%
HK$220,534
+HK$12,649/mo
Deposit HK$28.60M · loan HK$42.89M · min. income ≈ HK$415,770/mo (50% DSR)
Upfront cash ≈ HK$31.63M (deposit + AVD stamp duty HK$3,038,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,623
−HK$11,757/mo
▼ 0.25% · 3.875%
HK$223,459
−HK$5,921/mo
Today · 4.125%
HK$229,380
baseline
▲ 0.50% · 4.625%
HK$241,471
+HK$12,091/mo
Deposit HK$28.60M · loan HK$42.89M · min. income ≈ HK$458,760/mo (50% DSR)
Upfront cash ≈ HK$31.63M (deposit + AVD stamp duty HK$3,038,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,221
−HK$14,311/mo
▼ 0.25% · 3.875%
HK$235,320
−HK$7,212/mo
Today · 4.125%
HK$242,532
baseline
▲ 0.50% · 4.625%
HK$257,290
+HK$14,758/mo
Deposit HK$21.45M · loan HK$50.04M · min. income ≈ HK$485,064/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$3,038,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,893
−HK$13,717/mo
▼ 0.25% · 3.875%
HK$260,703
−HK$6,907/mo
Today · 4.125%
HK$267,610
baseline
▲ 0.50% · 4.625%
HK$281,716
+HK$14,106/mo
Deposit HK$21.45M · loan HK$50.04M · min. income ≈ HK$535,220/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$3,038,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,427
−HK$18,400/mo
▼ 0.25% · 3.875%
HK$302,554
−HK$9,273/mo
Today · 4.125%
HK$311,827
baseline
▲ 0.50% · 4.625%
HK$330,801
+HK$18,974/mo
Deposit HK$7.15M · loan HK$64.34M · min. income ≈ HK$623,654/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$3,038,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,434
−HK$17,636/mo
▼ 0.25% · 3.875%
HK$335,189
−HK$8,881/mo
Today · 4.125%
HK$344,070
baseline
▲ 0.50% · 4.625%
HK$362,207
+HK$18,137/mo
Deposit HK$7.15M · loan HK$64.34M · min. income ≈ HK$688,140/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$3,038,312 · Scale 2, in force from 26 Feb 2026)