LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,302
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,809
−HK$516/mo
Today · 4.125%
HK$17,325
baseline
▲ 0.50% · 4.625%
HK$18,379
+HK$1,054/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,650/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,136
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,623
−HK$493/mo
Today · 4.125%
HK$19,116
baseline
▲ 0.50% · 4.625%
HK$20,124
+HK$1,008/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,232/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,563
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,171
−HK$619/mo
Today · 4.125%
HK$20,790
baseline
▲ 0.50% · 4.625%
HK$22,055
+HK$1,265/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,580/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,763
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,347
−HK$592/mo
Today · 4.125%
HK$22,939
baseline
▲ 0.50% · 4.625%
HK$24,148
+HK$1,209/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,878/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,823
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,533
−HK$722/mo
Today · 4.125%
HK$24,255
baseline
▲ 0.50% · 4.625%
HK$25,730
+HK$1,475/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$48,510/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,391
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,072
−HK$690/mo
Today · 4.125%
HK$26,762
baseline
▲ 0.50% · 4.625%
HK$28,173
+HK$1,411/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$53,524/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,344
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,257
−HK$927/mo
Today · 4.125%
HK$31,184
baseline
▲ 0.50% · 4.625%
HK$33,082
+HK$1,898/mo
Deposit HK$715K · loan HK$6.43M · min. income ≈ HK$62,368/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$214,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,645
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,521
−HK$888/mo
Today · 4.125%
HK$34,409
baseline
▲ 0.50% · 4.625%
HK$36,223
+HK$1,814/mo
Deposit HK$715K · loan HK$6.43M · min. income ≈ HK$68,818/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$214,481 · Scale 2, in force from 26 Feb 2026)