LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,303
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,810
−HK$515/mo
Today · 4.125%
HK$17,325
baseline
▲ 0.50% · 4.625%
HK$18,379
+HK$1,054/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,650/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,137
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,623
−HK$494/mo
Today · 4.125%
HK$19,117
baseline
▲ 0.50% · 4.625%
HK$20,124
+HK$1,007/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,234/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,564
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,172
−HK$618/mo
Today · 4.125%
HK$20,790
baseline
▲ 0.50% · 4.625%
HK$22,055
+HK$1,265/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,580/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,764
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,348
−HK$592/mo
Today · 4.125%
HK$22,940
baseline
▲ 0.50% · 4.625%
HK$24,149
+HK$1,209/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,880/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,824
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,534
−HK$721/mo
Today · 4.125%
HK$24,255
baseline
▲ 0.50% · 4.625%
HK$25,731
+HK$1,476/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$48,510/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,392
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,073
−HK$690/mo
Today · 4.125%
HK$26,763
baseline
▲ 0.50% · 4.625%
HK$28,174
+HK$1,411/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$53,526/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,345
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,258
−HK$928/mo
Today · 4.125%
HK$31,186
baseline
▲ 0.50% · 4.625%
HK$33,083
+HK$1,897/mo
Deposit HK$715K · loan HK$6.43M · min. income ≈ HK$62,372/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$214,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,646
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,522
−HK$888/mo
Today · 4.125%
HK$34,410
baseline
▲ 0.50% · 4.625%
HK$36,224
+HK$1,814/mo
Deposit HK$715K · loan HK$6.43M · min. income ≈ HK$68,820/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$214,489 · Scale 2, in force from 26 Feb 2026)