LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,304
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,811
−HK$515/mo
Today · 4.125%
HK$17,326
baseline
▲ 0.50% · 4.625%
HK$18,381
+HK$1,055/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,652/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,138
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,624
−HK$494/mo
Today · 4.125%
HK$19,118
baseline
▲ 0.50% · 4.625%
HK$20,126
+HK$1,008/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,236/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,565
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,173
−HK$619/mo
Today · 4.125%
HK$20,792
baseline
▲ 0.50% · 4.625%
HK$22,057
+HK$1,265/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,584/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,766
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,349
−HK$592/mo
Today · 4.125%
HK$22,941
baseline
▲ 0.50% · 4.625%
HK$24,151
+HK$1,210/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,882/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,826
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,536
−HK$721/mo
Today · 4.125%
HK$24,257
baseline
▲ 0.50% · 4.625%
HK$25,733
+HK$1,476/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$48,514/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,393
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,074
−HK$691/mo
Today · 4.125%
HK$26,765
baseline
▲ 0.50% · 4.625%
HK$28,176
+HK$1,411/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$53,530/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,347
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,260
−HK$927/mo
Today · 4.125%
HK$31,187
baseline
▲ 0.50% · 4.625%
HK$33,085
+HK$1,898/mo
Deposit HK$715K · loan HK$6.44M · min. income ≈ HK$62,374/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,648
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,524
−HK$888/mo
Today · 4.125%
HK$34,412
baseline
▲ 0.50% · 4.625%
HK$36,226
+HK$1,814/mo
Deposit HK$715K · loan HK$6.44M · min. income ≈ HK$68,824/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,502 · Scale 2, in force from 26 Feb 2026)