LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,307
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,814
−HK$516/mo
Today · 4.125%
HK$17,330
baseline
▲ 0.50% · 4.625%
HK$18,384
+HK$1,054/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,660/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,141
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,628
−HK$494/mo
Today · 4.125%
HK$19,122
baseline
▲ 0.50% · 4.625%
HK$20,129
+HK$1,007/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,244/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,568
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,177
−HK$619/mo
Today · 4.125%
HK$20,796
baseline
▲ 0.50% · 4.625%
HK$22,061
+HK$1,265/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,592/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,770
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,354
−HK$592/mo
Today · 4.125%
HK$22,946
baseline
▲ 0.50% · 4.625%
HK$24,155
+HK$1,209/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,892/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,830
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,540
−HK$722/mo
Today · 4.125%
HK$24,262
baseline
▲ 0.50% · 4.625%
HK$25,738
+HK$1,476/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$48,524/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,398
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,079
−HK$691/mo
Today · 4.125%
HK$26,770
baseline
▲ 0.50% · 4.625%
HK$28,181
+HK$1,411/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$53,540/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,353
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,266
−HK$927/mo
Today · 4.125%
HK$31,193
baseline
▲ 0.50% · 4.625%
HK$33,091
+HK$1,898/mo
Deposit HK$715K · loan HK$6.44M · min. income ≈ HK$62,386/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,655
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,530
−HK$889/mo
Today · 4.125%
HK$34,419
baseline
▲ 0.50% · 4.625%
HK$36,233
+HK$1,814/mo
Deposit HK$715K · loan HK$6.44M · min. income ≈ HK$68,838/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,543 · Scale 2, in force from 26 Feb 2026)