LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,310
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,817
−HK$515/mo
Today · 4.125%
HK$17,332
baseline
▲ 0.50% · 4.625%
HK$18,387
+HK$1,055/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,664/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,144
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,631
−HK$494/mo
Today · 4.125%
HK$19,125
baseline
▲ 0.50% · 4.625%
HK$20,133
+HK$1,008/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,250/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,572
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,180
−HK$619/mo
Today · 4.125%
HK$20,799
baseline
▲ 0.50% · 4.625%
HK$22,064
+HK$1,265/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,598/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,773
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,357
−HK$592/mo
Today · 4.125%
HK$22,949
baseline
▲ 0.50% · 4.625%
HK$24,159
+HK$1,210/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,898/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,833
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,544
−HK$721/mo
Today · 4.125%
HK$24,265
baseline
▲ 0.50% · 4.625%
HK$25,742
+HK$1,477/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$48,530/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,402
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,083
−HK$691/mo
Today · 4.125%
HK$26,774
baseline
▲ 0.50% · 4.625%
HK$28,186
+HK$1,412/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$53,548/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,357
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,271
−HK$927/mo
Today · 4.125%
HK$31,198
baseline
▲ 0.50% · 4.625%
HK$33,097
+HK$1,899/mo
Deposit HK$715K · loan HK$6.44M · min. income ≈ HK$62,396/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,660
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,536
−HK$888/mo
Today · 4.125%
HK$34,424
baseline
▲ 0.50% · 4.625%
HK$36,239
+HK$1,815/mo
Deposit HK$715K · loan HK$6.44M · min. income ≈ HK$68,848/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,577 · Scale 2, in force from 26 Feb 2026)