LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,311
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,818
−HK$515/mo
Today · 4.125%
HK$17,333
baseline
▲ 0.50% · 4.625%
HK$18,388
+HK$1,055/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,666/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,145
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,632
−HK$494/mo
Today · 4.125%
HK$19,126
baseline
▲ 0.50% · 4.625%
HK$20,134
+HK$1,008/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,252/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,573
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,181
−HK$619/mo
Today · 4.125%
HK$20,800
baseline
▲ 0.50% · 4.625%
HK$22,066
+HK$1,266/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,600/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,774
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,358
−HK$593/mo
Today · 4.125%
HK$22,951
baseline
▲ 0.50% · 4.625%
HK$24,161
+HK$1,210/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,902/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,835
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,545
−HK$722/mo
Today · 4.125%
HK$24,267
baseline
▲ 0.50% · 4.625%
HK$25,743
+HK$1,476/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$48,534/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,403
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,085
−HK$691/mo
Today · 4.125%
HK$26,776
baseline
▲ 0.50% · 4.625%
HK$28,187
+HK$1,411/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$53,552/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,359
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,272
−HK$928/mo
Today · 4.125%
HK$31,200
baseline
▲ 0.50% · 4.625%
HK$33,098
+HK$1,898/mo
Deposit HK$715K · loan HK$6.44M · min. income ≈ HK$62,400/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,662
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,538
−HK$888/mo
Today · 4.125%
HK$34,426
baseline
▲ 0.50% · 4.625%
HK$36,241
+HK$1,815/mo
Deposit HK$715K · loan HK$6.44M · min. income ≈ HK$68,852/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,589 · Scale 2, in force from 26 Feb 2026)