LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,166
−HK$10,232/mo
▼ 0.25% · 3.875%
HK$168,241
−HK$5,157/mo
Today · 4.125%
HK$173,398
baseline
▲ 0.50% · 4.625%
HK$183,949
+HK$10,551/mo
Deposit HK$35.78M · loan HK$35.78M · min. income ≈ HK$346,796/mo (50% DSR)
Upfront cash ≈ HK$38.82M (deposit + AVD stamp duty HK$3,041,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,520
−HK$9,807/mo
▼ 0.25% · 3.875%
HK$186,389
−HK$4,938/mo
Today · 4.125%
HK$191,327
baseline
▲ 0.50% · 4.625%
HK$201,412
+HK$10,085/mo
Deposit HK$35.78M · loan HK$35.78M · min. income ≈ HK$382,654/mo (50% DSR)
Upfront cash ≈ HK$38.82M (deposit + AVD stamp duty HK$3,041,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,799
−HK$12,278/mo
▼ 0.25% · 3.875%
HK$201,889
−HK$6,188/mo
Today · 4.125%
HK$208,077
baseline
▲ 0.50% · 4.625%
HK$220,738
+HK$12,661/mo
Deposit HK$28.62M · loan HK$42.93M · min. income ≈ HK$416,154/mo (50% DSR)
Upfront cash ≈ HK$31.66M (deposit + AVD stamp duty HK$3,041,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,824
−HK$11,769/mo
▼ 0.25% · 3.875%
HK$223,666
−HK$5,927/mo
Today · 4.125%
HK$229,593
baseline
▲ 0.50% · 4.625%
HK$241,695
+HK$12,102/mo
Deposit HK$28.62M · loan HK$42.93M · min. income ≈ HK$459,186/mo (50% DSR)
Upfront cash ≈ HK$31.66M (deposit + AVD stamp duty HK$3,041,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,432
−HK$14,325/mo
▼ 0.25% · 3.875%
HK$235,538
−HK$7,219/mo
Today · 4.125%
HK$242,757
baseline
▲ 0.50% · 4.625%
HK$257,528
+HK$14,771/mo
Deposit HK$21.47M · loan HK$50.09M · min. income ≈ HK$485,514/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$3,041,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,128
−HK$13,730/mo
▼ 0.25% · 3.875%
HK$260,944
−HK$6,914/mo
Today · 4.125%
HK$267,858
baseline
▲ 0.50% · 4.625%
HK$281,977
+HK$14,119/mo
Deposit HK$21.47M · loan HK$50.09M · min. income ≈ HK$535,716/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$3,041,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,699
−HK$18,417/mo
▼ 0.25% · 3.875%
HK$302,834
−HK$9,282/mo
Today · 4.125%
HK$312,116
baseline
▲ 0.50% · 4.625%
HK$331,107
+HK$18,991/mo
Deposit HK$7.16M · loan HK$64.40M · min. income ≈ HK$624,232/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$3,041,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,737
−HK$17,652/mo
▼ 0.25% · 3.875%
HK$335,500
−HK$8,889/mo
Today · 4.125%
HK$344,389
baseline
▲ 0.50% · 4.625%
HK$362,542
+HK$18,153/mo
Deposit HK$7.16M · loan HK$64.40M · min. income ≈ HK$688,778/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$3,041,127 · Scale 2, in force from 26 Feb 2026)