LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,223
−HK$10,236/mo
▼ 0.25% · 3.875%
HK$168,301
−HK$5,158/mo
Today · 4.125%
HK$173,459
baseline
▲ 0.50% · 4.625%
HK$184,013
+HK$10,554/mo
Deposit HK$35.79M · loan HK$35.79M · min. income ≈ HK$346,918/mo (50% DSR)
Upfront cash ≈ HK$38.83M (deposit + AVD stamp duty HK$3,042,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,584
−HK$9,811/mo
▼ 0.25% · 3.875%
HK$186,454
−HK$4,941/mo
Today · 4.125%
HK$191,395
baseline
▲ 0.50% · 4.625%
HK$201,483
+HK$10,088/mo
Deposit HK$35.79M · loan HK$35.79M · min. income ≈ HK$382,790/mo (50% DSR)
Upfront cash ≈ HK$38.83M (deposit + AVD stamp duty HK$3,042,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,868
−HK$12,283/mo
▼ 0.25% · 3.875%
HK$201,961
−HK$6,190/mo
Today · 4.125%
HK$208,151
baseline
▲ 0.50% · 4.625%
HK$220,816
+HK$12,665/mo
Deposit HK$28.63M · loan HK$42.95M · min. income ≈ HK$416,302/mo (50% DSR)
Upfront cash ≈ HK$31.67M (deposit + AVD stamp duty HK$3,042,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,901
−HK$11,773/mo
▼ 0.25% · 3.875%
HK$223,745
−HK$5,929/mo
Today · 4.125%
HK$229,674
baseline
▲ 0.50% · 4.625%
HK$241,780
+HK$12,106/mo
Deposit HK$28.63M · loan HK$42.95M · min. income ≈ HK$459,348/mo (50% DSR)
Upfront cash ≈ HK$31.67M (deposit + AVD stamp duty HK$3,042,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,513
−HK$14,329/mo
▼ 0.25% · 3.875%
HK$235,621
−HK$7,221/mo
Today · 4.125%
HK$242,842
baseline
▲ 0.50% · 4.625%
HK$257,619
+HK$14,777/mo
Deposit HK$21.47M · loan HK$50.11M · min. income ≈ HK$485,684/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$3,042,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,218
−HK$13,735/mo
▼ 0.25% · 3.875%
HK$261,036
−HK$6,917/mo
Today · 4.125%
HK$267,953
baseline
▲ 0.50% · 4.625%
HK$282,077
+HK$14,124/mo
Deposit HK$21.47M · loan HK$50.11M · min. income ≈ HK$535,906/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$3,042,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,802
−HK$18,424/mo
▼ 0.25% · 3.875%
HK$302,941
−HK$9,285/mo
Today · 4.125%
HK$312,226
baseline
▲ 0.50% · 4.625%
HK$331,224
+HK$18,998/mo
Deposit HK$7.16M · loan HK$64.42M · min. income ≈ HK$624,452/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$3,042,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,852
−HK$17,659/mo
▼ 0.25% · 3.875%
HK$335,618
−HK$8,893/mo
Today · 4.125%
HK$344,511
baseline
▲ 0.50% · 4.625%
HK$362,670
+HK$18,159/mo
Deposit HK$7.16M · loan HK$64.42M · min. income ≈ HK$689,022/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$3,042,198 · Scale 2, in force from 26 Feb 2026)