LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,238
−HK$10,236/mo
▼ 0.25% · 3.875%
HK$168,316
−HK$5,158/mo
Today · 4.125%
HK$173,474
baseline
▲ 0.50% · 4.625%
HK$184,030
+HK$10,556/mo
Deposit HK$35.79M · loan HK$35.79M · min. income ≈ HK$346,948/mo (50% DSR)
Upfront cash ≈ HK$38.84M (deposit + AVD stamp duty HK$3,042,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,601
−HK$9,811/mo
▼ 0.25% · 3.875%
HK$186,471
−HK$4,941/mo
Today · 4.125%
HK$191,412
baseline
▲ 0.50% · 4.625%
HK$201,502
+HK$10,090/mo
Deposit HK$35.79M · loan HK$35.79M · min. income ≈ HK$382,824/mo (50% DSR)
Upfront cash ≈ HK$38.84M (deposit + AVD stamp duty HK$3,042,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,886
−HK$12,283/mo
▼ 0.25% · 3.875%
HK$201,979
−HK$6,190/mo
Today · 4.125%
HK$208,169
baseline
▲ 0.50% · 4.625%
HK$220,836
+HK$12,667/mo
Deposit HK$28.64M · loan HK$42.95M · min. income ≈ HK$416,338/mo (50% DSR)
Upfront cash ≈ HK$31.68M (deposit + AVD stamp duty HK$3,042,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,921
−HK$11,773/mo
▼ 0.25% · 3.875%
HK$223,765
−HK$5,929/mo
Today · 4.125%
HK$229,694
baseline
▲ 0.50% · 4.625%
HK$241,802
+HK$12,108/mo
Deposit HK$28.64M · loan HK$42.95M · min. income ≈ HK$459,388/mo (50% DSR)
Upfront cash ≈ HK$31.68M (deposit + AVD stamp duty HK$3,042,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,533
−HK$14,331/mo
▼ 0.25% · 3.875%
HK$235,642
−HK$7,222/mo
Today · 4.125%
HK$242,864
baseline
▲ 0.50% · 4.625%
HK$257,642
+HK$14,778/mo
Deposit HK$21.48M · loan HK$50.11M · min. income ≈ HK$485,728/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$3,042,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,241
−HK$13,736/mo
▼ 0.25% · 3.875%
HK$261,059
−HK$6,918/mo
Today · 4.125%
HK$267,977
baseline
▲ 0.50% · 4.625%
HK$282,102
+HK$14,125/mo
Deposit HK$21.48M · loan HK$50.11M · min. income ≈ HK$535,954/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$3,042,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,828
−HK$18,426/mo
▼ 0.25% · 3.875%
HK$302,968
−HK$9,286/mo
Today · 4.125%
HK$312,254
baseline
▲ 0.50% · 4.625%
HK$331,254
+HK$19,000/mo
Deposit HK$7.16M · loan HK$64.43M · min. income ≈ HK$624,508/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$3,042,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,881
−HK$17,660/mo
▼ 0.25% · 3.875%
HK$335,648
−HK$8,893/mo
Today · 4.125%
HK$344,541
baseline
▲ 0.50% · 4.625%
HK$362,703
+HK$18,162/mo
Deposit HK$7.16M · loan HK$64.43M · min. income ≈ HK$689,082/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$3,042,471 · Scale 2, in force from 26 Feb 2026)