LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,259
−HK$10,237/mo
▼ 0.25% · 3.875%
HK$168,337
−HK$5,159/mo
Today · 4.125%
HK$173,496
baseline
▲ 0.50% · 4.625%
HK$184,053
+HK$10,557/mo
Deposit HK$35.80M · loan HK$35.80M · min. income ≈ HK$346,992/mo (50% DSR)
Upfront cash ≈ HK$38.84M (deposit + AVD stamp duty HK$3,042,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,624
−HK$9,812/mo
▼ 0.25% · 3.875%
HK$186,495
−HK$4,941/mo
Today · 4.125%
HK$191,436
baseline
▲ 0.50% · 4.625%
HK$201,527
+HK$10,091/mo
Deposit HK$35.80M · loan HK$35.80M · min. income ≈ HK$382,872/mo (50% DSR)
Upfront cash ≈ HK$38.84M (deposit + AVD stamp duty HK$3,042,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,910
−HK$12,286/mo
▼ 0.25% · 3.875%
HK$202,004
−HK$6,192/mo
Today · 4.125%
HK$208,196
baseline
▲ 0.50% · 4.625%
HK$220,864
+HK$12,668/mo
Deposit HK$28.64M · loan HK$42.96M · min. income ≈ HK$416,392/mo (50% DSR)
Upfront cash ≈ HK$31.68M (deposit + AVD stamp duty HK$3,042,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,948
−HK$11,775/mo
▼ 0.25% · 3.875%
HK$223,794
−HK$5,929/mo
Today · 4.125%
HK$229,723
baseline
▲ 0.50% · 4.625%
HK$241,832
+HK$12,109/mo
Deposit HK$28.64M · loan HK$42.96M · min. income ≈ HK$459,446/mo (50% DSR)
Upfront cash ≈ HK$31.68M (deposit + AVD stamp duty HK$3,042,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,562
−HK$14,333/mo
▼ 0.25% · 3.875%
HK$235,672
−HK$7,223/mo
Today · 4.125%
HK$242,895
baseline
▲ 0.50% · 4.625%
HK$257,675
+HK$14,780/mo
Deposit HK$21.48M · loan HK$50.12M · min. income ≈ HK$485,790/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$3,042,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,273
−HK$13,738/mo
▼ 0.25% · 3.875%
HK$261,093
−HK$6,918/mo
Today · 4.125%
HK$268,011
baseline
▲ 0.50% · 4.625%
HK$282,138
+HK$14,127/mo
Deposit HK$21.48M · loan HK$50.12M · min. income ≈ HK$536,022/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$3,042,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,866
−HK$18,428/mo
▼ 0.25% · 3.875%
HK$303,007
−HK$9,287/mo
Today · 4.125%
HK$312,294
baseline
▲ 0.50% · 4.625%
HK$331,296
+HK$19,002/mo
Deposit HK$7.16M · loan HK$64.44M · min. income ≈ HK$624,588/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$3,042,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,923
−HK$17,662/mo
▼ 0.25% · 3.875%
HK$335,690
−HK$8,895/mo
Today · 4.125%
HK$344,585
baseline
▲ 0.50% · 4.625%
HK$362,749
+HK$18,164/mo
Deposit HK$7.16M · loan HK$64.44M · min. income ≈ HK$689,170/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$3,042,857 · Scale 2, in force from 26 Feb 2026)