LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,326
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,834
−HK$516/mo
Today · 4.125%
HK$17,350
baseline
▲ 0.50% · 4.625%
HK$18,406
+HK$1,056/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,700/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,163
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,650
−HK$494/mo
Today · 4.125%
HK$19,144
baseline
▲ 0.50% · 4.625%
HK$20,153
+HK$1,009/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,288/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,592
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,201
−HK$619/mo
Today · 4.125%
HK$20,820
baseline
▲ 0.50% · 4.625%
HK$22,087
+HK$1,267/mo
Deposit HK$2.86M · loan HK$4.30M · min. income ≈ HK$41,640/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,795
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,380
−HK$593/mo
Today · 4.125%
HK$22,973
baseline
▲ 0.50% · 4.625%
HK$24,184
+HK$1,211/mo
Deposit HK$2.86M · loan HK$4.30M · min. income ≈ HK$45,946/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,857
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,568
−HK$722/mo
Today · 4.125%
HK$24,290
baseline
▲ 0.50% · 4.625%
HK$25,768
+HK$1,478/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$48,580/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,428
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,110
−HK$692/mo
Today · 4.125%
HK$26,802
baseline
▲ 0.50% · 4.625%
HK$28,214
+HK$1,412/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$53,604/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,387
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,301
−HK$929/mo
Today · 4.125%
HK$31,230
baseline
▲ 0.50% · 4.625%
HK$33,130
+HK$1,900/mo
Deposit HK$716K · loan HK$6.44M · min. income ≈ HK$62,460/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$214,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,693
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,570
−HK$889/mo
Today · 4.125%
HK$34,459
baseline
▲ 0.50% · 4.625%
HK$36,276
+HK$1,817/mo
Deposit HK$716K · loan HK$6.44M · min. income ≈ HK$68,918/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$214,796 · Scale 2, in force from 26 Feb 2026)