LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,316
−HK$10,241/mo
▼ 0.25% · 3.875%
HK$168,396
−HK$5,161/mo
Today · 4.125%
HK$173,557
baseline
▲ 0.50% · 4.625%
HK$184,117
+HK$10,560/mo
Deposit HK$35.81M · loan HK$35.81M · min. income ≈ HK$347,114/mo (50% DSR)
Upfront cash ≈ HK$38.85M (deposit + AVD stamp duty HK$3,043,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,687
−HK$9,816/mo
▼ 0.25% · 3.875%
HK$186,560
−HK$4,943/mo
Today · 4.125%
HK$191,503
baseline
▲ 0.50% · 4.625%
HK$201,597
+HK$10,094/mo
Deposit HK$35.81M · loan HK$35.81M · min. income ≈ HK$383,006/mo (50% DSR)
Upfront cash ≈ HK$38.85M (deposit + AVD stamp duty HK$3,043,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,979
−HK$12,289/mo
▼ 0.25% · 3.875%
HK$202,075
−HK$6,193/mo
Today · 4.125%
HK$208,268
baseline
▲ 0.50% · 4.625%
HK$220,941
+HK$12,673/mo
Deposit HK$28.65M · loan HK$42.97M · min. income ≈ HK$416,536/mo (50% DSR)
Upfront cash ≈ HK$31.69M (deposit + AVD stamp duty HK$3,043,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,024
−HK$11,780/mo
▼ 0.25% · 3.875%
HK$223,872
−HK$5,932/mo
Today · 4.125%
HK$229,804
baseline
▲ 0.50% · 4.625%
HK$241,917
+HK$12,113/mo
Deposit HK$28.65M · loan HK$42.97M · min. income ≈ HK$459,608/mo (50% DSR)
Upfront cash ≈ HK$31.69M (deposit + AVD stamp duty HK$3,043,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,642
−HK$14,338/mo
▼ 0.25% · 3.875%
HK$235,754
−HK$7,226/mo
Today · 4.125%
HK$242,980
baseline
▲ 0.50% · 4.625%
HK$257,764
+HK$14,784/mo
Deposit HK$21.49M · loan HK$50.14M · min. income ≈ HK$485,960/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$3,043,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,362
−HK$13,742/mo
▼ 0.25% · 3.875%
HK$261,184
−HK$6,920/mo
Today · 4.125%
HK$268,104
baseline
▲ 0.50% · 4.625%
HK$282,236
+HK$14,132/mo
Deposit HK$21.49M · loan HK$50.14M · min. income ≈ HK$536,208/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$3,043,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,968
−HK$18,434/mo
▼ 0.25% · 3.875%
HK$303,112
−HK$9,290/mo
Today · 4.125%
HK$312,402
baseline
▲ 0.50% · 4.625%
HK$331,411
+HK$19,009/mo
Deposit HK$7.16M · loan HK$64.46M · min. income ≈ HK$624,804/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$3,043,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,037
−HK$17,668/mo
▼ 0.25% · 3.875%
HK$335,807
−HK$8,898/mo
Today · 4.125%
HK$344,705
baseline
▲ 0.50% · 4.625%
HK$362,875
+HK$18,170/mo
Deposit HK$7.16M · loan HK$64.46M · min. income ≈ HK$689,410/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$3,043,918 · Scale 2, in force from 26 Feb 2026)