LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,332
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,840
−HK$516/mo
Today · 4.125%
HK$17,356
baseline
▲ 0.50% · 4.625%
HK$18,412
+HK$1,056/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,712/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$214,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,169
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,656
−HK$495/mo
Today · 4.125%
HK$19,151
baseline
▲ 0.50% · 4.625%
HK$20,160
+HK$1,009/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,302/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$214,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,598
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,208
−HK$619/mo
Today · 4.125%
HK$20,827
baseline
▲ 0.50% · 4.625%
HK$22,095
+HK$1,268/mo
Deposit HK$2.86M · loan HK$4.30M · min. income ≈ HK$41,654/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,803
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,388
−HK$593/mo
Today · 4.125%
HK$22,981
baseline
▲ 0.50% · 4.625%
HK$24,192
+HK$1,211/mo
Deposit HK$2.86M · loan HK$4.30M · min. income ≈ HK$45,962/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,865
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,576
−HK$722/mo
Today · 4.125%
HK$24,298
baseline
▲ 0.50% · 4.625%
HK$25,777
+HK$1,479/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$48,596/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,437
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,119
−HK$692/mo
Today · 4.125%
HK$26,811
baseline
▲ 0.50% · 4.625%
HK$28,224
+HK$1,413/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$53,622/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,397
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,312
−HK$929/mo
Today · 4.125%
HK$31,241
baseline
▲ 0.50% · 4.625%
HK$33,142
+HK$1,901/mo
Deposit HK$716K · loan HK$6.45M · min. income ≈ HK$62,482/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$214,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,704
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,581
−HK$890/mo
Today · 4.125%
HK$34,471
baseline
▲ 0.50% · 4.625%
HK$36,288
+HK$1,817/mo
Deposit HK$716K · loan HK$6.45M · min. income ≈ HK$68,942/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$214,869 · Scale 2, in force from 26 Feb 2026)