LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,328
−HK$10,242/mo
▼ 0.25% · 3.875%
HK$168,408
−HK$5,162/mo
Today · 4.125%
HK$173,570
baseline
▲ 0.50% · 4.625%
HK$184,131
+HK$10,561/mo
Deposit HK$35.81M · loan HK$35.81M · min. income ≈ HK$347,140/mo (50% DSR)
Upfront cash ≈ HK$38.86M (deposit + AVD stamp duty HK$3,044,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,701
−HK$9,816/mo
▼ 0.25% · 3.875%
HK$186,574
−HK$4,943/mo
Today · 4.125%
HK$191,517
baseline
▲ 0.50% · 4.625%
HK$201,612
+HK$10,095/mo
Deposit HK$35.81M · loan HK$35.81M · min. income ≈ HK$383,034/mo (50% DSR)
Upfront cash ≈ HK$38.86M (deposit + AVD stamp duty HK$3,044,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,993
−HK$12,291/mo
▼ 0.25% · 3.875%
HK$202,090
−HK$6,194/mo
Today · 4.125%
HK$208,284
baseline
▲ 0.50% · 4.625%
HK$220,957
+HK$12,673/mo
Deposit HK$28.65M · loan HK$42.98M · min. income ≈ HK$416,568/mo (50% DSR)
Upfront cash ≈ HK$31.69M (deposit + AVD stamp duty HK$3,044,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,041
−HK$11,780/mo
▼ 0.25% · 3.875%
HK$223,888
−HK$5,933/mo
Today · 4.125%
HK$229,821
baseline
▲ 0.50% · 4.625%
HK$241,935
+HK$12,114/mo
Deposit HK$28.65M · loan HK$42.98M · min. income ≈ HK$459,642/mo (50% DSR)
Upfront cash ≈ HK$31.69M (deposit + AVD stamp duty HK$3,044,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,659
−HK$14,339/mo
▼ 0.25% · 3.875%
HK$235,772
−HK$7,226/mo
Today · 4.125%
HK$242,998
baseline
▲ 0.50% · 4.625%
HK$257,784
+HK$14,786/mo
Deposit HK$21.49M · loan HK$50.14M · min. income ≈ HK$485,996/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$3,044,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,381
−HK$13,743/mo
▼ 0.25% · 3.875%
HK$261,203
−HK$6,921/mo
Today · 4.125%
HK$268,124
baseline
▲ 0.50% · 4.625%
HK$282,257
+HK$14,133/mo
Deposit HK$21.49M · loan HK$50.14M · min. income ≈ HK$536,248/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$3,044,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,990
−HK$18,436/mo
▼ 0.25% · 3.875%
HK$303,135
−HK$9,291/mo
Today · 4.125%
HK$312,426
baseline
▲ 0.50% · 4.625%
HK$331,436
+HK$19,010/mo
Deposit HK$7.16M · loan HK$64.46M · min. income ≈ HK$624,852/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$3,044,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,061
−HK$17,670/mo
▼ 0.25% · 3.875%
HK$335,833
−HK$8,898/mo
Today · 4.125%
HK$344,731
baseline
▲ 0.50% · 4.625%
HK$362,902
+HK$18,171/mo
Deposit HK$7.16M · loan HK$64.46M · min. income ≈ HK$689,462/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$3,044,146 · Scale 2, in force from 26 Feb 2026)