LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,334
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,842
−HK$516/mo
Today · 4.125%
HK$17,358
baseline
▲ 0.50% · 4.625%
HK$18,415
+HK$1,057/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,716/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$214,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,172
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,659
−HK$494/mo
Today · 4.125%
HK$19,153
baseline
▲ 0.50% · 4.625%
HK$20,163
+HK$1,010/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,306/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$214,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,601
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,211
−HK$619/mo
Today · 4.125%
HK$20,830
baseline
▲ 0.50% · 4.625%
HK$22,098
+HK$1,268/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$41,660/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,806
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,391
−HK$593/mo
Today · 4.125%
HK$22,984
baseline
▲ 0.50% · 4.625%
HK$24,196
+HK$1,212/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$45,968/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,868
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,579
−HK$723/mo
Today · 4.125%
HK$24,302
baseline
▲ 0.50% · 4.625%
HK$25,781
+HK$1,479/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$48,604/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,440
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,122
−HK$693/mo
Today · 4.125%
HK$26,815
baseline
▲ 0.50% · 4.625%
HK$28,228
+HK$1,413/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$53,630/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,401
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,316
−HK$929/mo
Today · 4.125%
HK$31,245
baseline
▲ 0.50% · 4.625%
HK$33,146
+HK$1,901/mo
Deposit HK$716K · loan HK$6.45M · min. income ≈ HK$62,490/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$214,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,709
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,586
−HK$890/mo
Today · 4.125%
HK$34,476
baseline
▲ 0.50% · 4.625%
HK$36,293
+HK$1,817/mo
Deposit HK$716K · loan HK$6.45M · min. income ≈ HK$68,952/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$214,899 · Scale 2, in force from 26 Feb 2026)