LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,349
−HK$10,244/mo
▼ 0.25% · 3.875%
HK$168,430
−HK$5,163/mo
Today · 4.125%
HK$173,593
baseline
▲ 0.50% · 4.625%
HK$184,156
+HK$10,563/mo
Deposit HK$35.82M · loan HK$35.82M · min. income ≈ HK$347,186/mo (50% DSR)
Upfront cash ≈ HK$38.86M (deposit + AVD stamp duty HK$3,044,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,725
−HK$9,818/mo
▼ 0.25% · 3.875%
HK$186,598
−HK$4,945/mo
Today · 4.125%
HK$191,543
baseline
▲ 0.50% · 4.625%
HK$201,639
+HK$10,096/mo
Deposit HK$35.82M · loan HK$35.82M · min. income ≈ HK$383,086/mo (50% DSR)
Upfront cash ≈ HK$38.86M (deposit + AVD stamp duty HK$3,044,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,019
−HK$12,292/mo
▼ 0.25% · 3.875%
HK$202,117
−HK$6,194/mo
Today · 4.125%
HK$208,311
baseline
▲ 0.50% · 4.625%
HK$220,987
+HK$12,676/mo
Deposit HK$28.65M · loan HK$42.98M · min. income ≈ HK$416,622/mo (50% DSR)
Upfront cash ≈ HK$31.70M (deposit + AVD stamp duty HK$3,044,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,069
−HK$11,782/mo
▼ 0.25% · 3.875%
HK$223,918
−HK$5,933/mo
Today · 4.125%
HK$229,851
baseline
▲ 0.50% · 4.625%
HK$241,967
+HK$12,116/mo
Deposit HK$28.65M · loan HK$42.98M · min. income ≈ HK$459,702/mo (50% DSR)
Upfront cash ≈ HK$31.70M (deposit + AVD stamp duty HK$3,044,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,689
−HK$14,341/mo
▼ 0.25% · 3.875%
HK$235,803
−HK$7,227/mo
Today · 4.125%
HK$243,030
baseline
▲ 0.50% · 4.625%
HK$257,818
+HK$14,788/mo
Deposit HK$21.49M · loan HK$50.15M · min. income ≈ HK$486,060/mo (50% DSR)
Upfront cash ≈ HK$24.54M (deposit + AVD stamp duty HK$3,044,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,414
−HK$13,746/mo
▼ 0.25% · 3.875%
HK$261,238
−HK$6,922/mo
Today · 4.125%
HK$268,160
baseline
▲ 0.50% · 4.625%
HK$282,295
+HK$14,135/mo
Deposit HK$21.49M · loan HK$50.15M · min. income ≈ HK$536,320/mo (50% DSR)
Upfront cash ≈ HK$24.54M (deposit + AVD stamp duty HK$3,044,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,029
−HK$18,438/mo
▼ 0.25% · 3.875%
HK$303,175
−HK$9,292/mo
Today · 4.125%
HK$312,467
baseline
▲ 0.50% · 4.625%
HK$331,480
+HK$19,013/mo
Deposit HK$7.16M · loan HK$64.47M · min. income ≈ HK$624,934/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$3,044,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,104
−HK$17,673/mo
▼ 0.25% · 3.875%
HK$335,877
−HK$8,900/mo
Today · 4.125%
HK$344,777
baseline
▲ 0.50% · 4.625%
HK$362,950
+HK$18,173/mo
Deposit HK$7.16M · loan HK$64.47M · min. income ≈ HK$689,554/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$3,044,548 · Scale 2, in force from 26 Feb 2026)