LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,337
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,845
−HK$517/mo
Today · 4.125%
HK$17,362
baseline
▲ 0.50% · 4.625%
HK$18,418
+HK$1,056/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,724/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$214,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,175
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,662
−HK$495/mo
Today · 4.125%
HK$19,157
baseline
▲ 0.50% · 4.625%
HK$20,167
+HK$1,010/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,314/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$214,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,605
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,214
−HK$620/mo
Today · 4.125%
HK$20,834
baseline
▲ 0.50% · 4.625%
HK$22,102
+HK$1,268/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$41,668/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,810
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,395
−HK$593/mo
Today · 4.125%
HK$22,988
baseline
▲ 0.50% · 4.625%
HK$24,200
+HK$1,212/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$45,976/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,872
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,583
−HK$723/mo
Today · 4.125%
HK$24,306
baseline
▲ 0.50% · 4.625%
HK$25,785
+HK$1,479/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,612/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,445
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,127
−HK$693/mo
Today · 4.125%
HK$26,820
baseline
▲ 0.50% · 4.625%
HK$28,233
+HK$1,413/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,640/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,407
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,322
−HK$929/mo
Today · 4.125%
HK$31,251
baseline
▲ 0.50% · 4.625%
HK$33,153
+HK$1,902/mo
Deposit HK$716K · loan HK$6.45M · min. income ≈ HK$62,502/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$214,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,715
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,592
−HK$890/mo
Today · 4.125%
HK$34,482
baseline
▲ 0.50% · 4.625%
HK$36,300
+HK$1,818/mo
Deposit HK$716K · loan HK$6.45M · min. income ≈ HK$68,964/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$214,939 · Scale 2, in force from 26 Feb 2026)