LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,340
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,848
−HK$516/mo
Today · 4.125%
HK$17,364
baseline
▲ 0.50% · 4.625%
HK$18,421
+HK$1,057/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,728/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$214,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,178
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,665
−HK$495/mo
Today · 4.125%
HK$19,160
baseline
▲ 0.50% · 4.625%
HK$20,170
+HK$1,010/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,320/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$214,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,607
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,217
−HK$620/mo
Today · 4.125%
HK$20,837
baseline
▲ 0.50% · 4.625%
HK$22,105
+HK$1,268/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$41,674/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,813
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,398
−HK$594/mo
Today · 4.125%
HK$22,992
baseline
▲ 0.50% · 4.625%
HK$24,203
+HK$1,211/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$45,984/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,875
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,587
−HK$723/mo
Today · 4.125%
HK$24,310
baseline
▲ 0.50% · 4.625%
HK$25,789
+HK$1,479/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,620/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,449
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,131
−HK$693/mo
Today · 4.125%
HK$26,824
baseline
▲ 0.50% · 4.625%
HK$28,237
+HK$1,413/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,648/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,411
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,326
−HK$929/mo
Today · 4.125%
HK$31,255
baseline
▲ 0.50% · 4.625%
HK$33,157
+HK$1,902/mo
Deposit HK$717K · loan HK$6.45M · min. income ≈ HK$62,510/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$214,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,720
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,597
−HK$890/mo
Today · 4.125%
HK$34,487
baseline
▲ 0.50% · 4.625%
HK$36,305
+HK$1,818/mo
Deposit HK$717K · loan HK$6.45M · min. income ≈ HK$68,974/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$214,970 · Scale 2, in force from 26 Feb 2026)