LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,408
−HK$10,247/mo
▼ 0.25% · 3.875%
HK$168,491
−HK$5,164/mo
Today · 4.125%
HK$173,655
baseline
▲ 0.50% · 4.625%
HK$184,222
+HK$10,567/mo
Deposit HK$35.83M · loan HK$35.83M · min. income ≈ HK$347,310/mo (50% DSR)
Upfront cash ≈ HK$38.88M (deposit + AVD stamp duty HK$3,045,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,790
−HK$9,821/mo
▼ 0.25% · 3.875%
HK$186,665
−HK$4,946/mo
Today · 4.125%
HK$191,611
baseline
▲ 0.50% · 4.625%
HK$201,712
+HK$10,101/mo
Deposit HK$35.83M · loan HK$35.83M · min. income ≈ HK$383,222/mo (50% DSR)
Upfront cash ≈ HK$38.88M (deposit + AVD stamp duty HK$3,045,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,090
−HK$12,296/mo
▼ 0.25% · 3.875%
HK$202,189
−HK$6,197/mo
Today · 4.125%
HK$208,386
baseline
▲ 0.50% · 4.625%
HK$221,066
+HK$12,680/mo
Deposit HK$28.66M · loan HK$43.00M · min. income ≈ HK$416,772/mo (50% DSR)
Upfront cash ≈ HK$31.71M (deposit + AVD stamp duty HK$3,045,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,148
−HK$11,786/mo
▼ 0.25% · 3.875%
HK$223,998
−HK$5,936/mo
Today · 4.125%
HK$229,934
baseline
▲ 0.50% · 4.625%
HK$242,054
+HK$12,120/mo
Deposit HK$28.66M · loan HK$43.00M · min. income ≈ HK$459,868/mo (50% DSR)
Upfront cash ≈ HK$31.71M (deposit + AVD stamp duty HK$3,045,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,771
−HK$14,346/mo
▼ 0.25% · 3.875%
HK$235,887
−HK$7,230/mo
Today · 4.125%
HK$243,117
baseline
▲ 0.50% · 4.625%
HK$257,910
+HK$14,793/mo
Deposit HK$21.50M · loan HK$50.16M · min. income ≈ HK$486,234/mo (50% DSR)
Upfront cash ≈ HK$24.54M (deposit + AVD stamp duty HK$3,045,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,506
−HK$13,750/mo
▼ 0.25% · 3.875%
HK$261,332
−HK$6,924/mo
Today · 4.125%
HK$268,256
baseline
▲ 0.50% · 4.625%
HK$282,396
+HK$14,140/mo
Deposit HK$21.50M · loan HK$50.16M · min. income ≈ HK$536,512/mo (50% DSR)
Upfront cash ≈ HK$24.54M (deposit + AVD stamp duty HK$3,045,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,135
−HK$18,444/mo
▼ 0.25% · 3.875%
HK$303,284
−HK$9,295/mo
Today · 4.125%
HK$312,579
baseline
▲ 0.50% · 4.625%
HK$331,599
+HK$19,020/mo
Deposit HK$7.17M · loan HK$64.50M · min. income ≈ HK$625,158/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$3,045,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,222
−HK$17,679/mo
▼ 0.25% · 3.875%
HK$335,998
−HK$8,903/mo
Today · 4.125%
HK$344,901
baseline
▲ 0.50% · 4.625%
HK$363,081
+HK$18,180/mo
Deposit HK$7.17M · loan HK$64.50M · min. income ≈ HK$689,802/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$3,045,643 · Scale 2, in force from 26 Feb 2026)