LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,441
−HK$10,249/mo
▼ 0.25% · 3.875%
HK$168,524
−HK$5,166/mo
Today · 4.125%
HK$173,690
baseline
▲ 0.50% · 4.625%
HK$184,258
+HK$10,568/mo
Deposit HK$35.84M · loan HK$35.84M · min. income ≈ HK$347,380/mo (50% DSR)
Upfront cash ≈ HK$38.88M (deposit + AVD stamp duty HK$3,046,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,826
−HK$9,823/mo
▼ 0.25% · 3.875%
HK$186,702
−HK$4,947/mo
Today · 4.125%
HK$191,649
baseline
▲ 0.50% · 4.625%
HK$201,752
+HK$10,103/mo
Deposit HK$35.84M · loan HK$35.84M · min. income ≈ HK$383,298/mo (50% DSR)
Upfront cash ≈ HK$38.88M (deposit + AVD stamp duty HK$3,046,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,129
−HK$12,299/mo
▼ 0.25% · 3.875%
HK$202,229
−HK$6,199/mo
Today · 4.125%
HK$208,428
baseline
▲ 0.50% · 4.625%
HK$221,110
+HK$12,682/mo
Deposit HK$28.67M · loan HK$43.01M · min. income ≈ HK$416,856/mo (50% DSR)
Upfront cash ≈ HK$31.72M (deposit + AVD stamp duty HK$3,046,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,191
−HK$11,788/mo
▼ 0.25% · 3.875%
HK$224,043
−HK$5,936/mo
Today · 4.125%
HK$229,979
baseline
▲ 0.50% · 4.625%
HK$242,102
+HK$12,123/mo
Deposit HK$28.67M · loan HK$43.01M · min. income ≈ HK$459,958/mo (50% DSR)
Upfront cash ≈ HK$31.72M (deposit + AVD stamp duty HK$3,046,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,817
−HK$14,349/mo
▼ 0.25% · 3.875%
HK$235,934
−HK$7,232/mo
Today · 4.125%
HK$243,166
baseline
▲ 0.50% · 4.625%
HK$257,962
+HK$14,796/mo
Deposit HK$21.50M · loan HK$50.17M · min. income ≈ HK$486,332/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$3,046,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,556
−HK$13,753/mo
▼ 0.25% · 3.875%
HK$261,383
−HK$6,926/mo
Today · 4.125%
HK$268,309
baseline
▲ 0.50% · 4.625%
HK$282,452
+HK$14,143/mo
Deposit HK$21.50M · loan HK$50.17M · min. income ≈ HK$536,618/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$3,046,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,193
−HK$18,448/mo
▼ 0.25% · 3.875%
HK$303,344
−HK$9,297/mo
Today · 4.125%
HK$312,641
baseline
▲ 0.50% · 4.625%
HK$331,665
+HK$19,024/mo
Deposit HK$7.17M · loan HK$64.51M · min. income ≈ HK$625,282/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$3,046,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,287
−HK$17,682/mo
▼ 0.25% · 3.875%
HK$336,064
−HK$8,905/mo
Today · 4.125%
HK$344,969
baseline
▲ 0.50% · 4.625%
HK$363,153
+HK$18,184/mo
Deposit HK$7.17M · loan HK$64.51M · min. income ≈ HK$689,938/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$3,046,246 · Scale 2, in force from 26 Feb 2026)