LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,487
−HK$10,252/mo
▼ 0.25% · 3.875%
HK$168,572
−HK$5,167/mo
Today · 4.125%
HK$173,739
baseline
▲ 0.50% · 4.625%
HK$184,310
+HK$10,571/mo
Deposit HK$35.85M · loan HK$35.85M · min. income ≈ HK$347,478/mo (50% DSR)
Upfront cash ≈ HK$38.90M (deposit + AVD stamp duty HK$3,047,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,877
−HK$9,827/mo
▼ 0.25% · 3.875%
HK$186,755
−HK$4,949/mo
Today · 4.125%
HK$191,704
baseline
▲ 0.50% · 4.625%
HK$201,808
+HK$10,104/mo
Deposit HK$35.85M · loan HK$35.85M · min. income ≈ HK$383,408/mo (50% DSR)
Upfront cash ≈ HK$38.90M (deposit + AVD stamp duty HK$3,047,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,184
−HK$12,302/mo
▼ 0.25% · 3.875%
HK$202,286
−HK$6,200/mo
Today · 4.125%
HK$208,486
baseline
▲ 0.50% · 4.625%
HK$221,172
+HK$12,686/mo
Deposit HK$28.68M · loan HK$43.02M · min. income ≈ HK$416,972/mo (50% DSR)
Upfront cash ≈ HK$31.73M (deposit + AVD stamp duty HK$3,047,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,253
−HK$11,791/mo
▼ 0.25% · 3.875%
HK$224,106
−HK$5,938/mo
Today · 4.125%
HK$230,044
baseline
▲ 0.50% · 4.625%
HK$242,170
+HK$12,126/mo
Deposit HK$28.68M · loan HK$43.02M · min. income ≈ HK$460,088/mo (50% DSR)
Upfront cash ≈ HK$31.73M (deposit + AVD stamp duty HK$3,047,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,881
−HK$14,353/mo
▼ 0.25% · 3.875%
HK$236,001
−HK$7,233/mo
Today · 4.125%
HK$243,234
baseline
▲ 0.50% · 4.625%
HK$258,034
+HK$14,800/mo
Deposit HK$21.51M · loan HK$50.19M · min. income ≈ HK$486,468/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$3,047,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,628
−HK$13,757/mo
▼ 0.25% · 3.875%
HK$261,457
−HK$6,928/mo
Today · 4.125%
HK$268,385
baseline
▲ 0.50% · 4.625%
HK$282,532
+HK$14,147/mo
Deposit HK$21.51M · loan HK$50.19M · min. income ≈ HK$536,770/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$3,047,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,276
−HK$18,454/mo
▼ 0.25% · 3.875%
HK$303,430
−HK$9,300/mo
Today · 4.125%
HK$312,730
baseline
▲ 0.50% · 4.625%
HK$331,759
+HK$19,029/mo
Deposit HK$7.17M · loan HK$64.53M · min. income ≈ HK$625,460/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$3,047,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,379
−HK$17,687/mo
▼ 0.25% · 3.875%
HK$336,159
−HK$8,907/mo
Today · 4.125%
HK$345,066
baseline
▲ 0.50% · 4.625%
HK$363,255
+HK$18,189/mo
Deposit HK$7.17M · loan HK$64.53M · min. income ≈ HK$690,132/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$3,047,106 · Scale 2, in force from 26 Feb 2026)