LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,351
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,860
−HK$516/mo
Today · 4.125%
HK$17,376
baseline
▲ 0.50% · 4.625%
HK$18,434
+HK$1,058/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,752/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,190
−HK$983/mo
▼ 0.25% · 3.875%
HK$18,678
−HK$495/mo
Today · 4.125%
HK$19,173
baseline
▲ 0.50% · 4.625%
HK$20,184
+HK$1,011/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,346/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,621
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,232
−HK$620/mo
Today · 4.125%
HK$20,852
baseline
▲ 0.50% · 4.625%
HK$22,121
+HK$1,269/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$41,704/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,829
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,414
−HK$594/mo
Today · 4.125%
HK$23,008
baseline
▲ 0.50% · 4.625%
HK$24,221
+HK$1,213/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$46,016/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,892
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,604
−HK$723/mo
Today · 4.125%
HK$24,327
baseline
▲ 0.50% · 4.625%
HK$25,807
+HK$1,480/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,654/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,467
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,150
−HK$692/mo
Today · 4.125%
HK$26,842
baseline
▲ 0.50% · 4.625%
HK$28,257
+HK$1,415/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,684/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,432
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,347
−HK$931/mo
Today · 4.125%
HK$31,278
baseline
▲ 0.50% · 4.625%
HK$33,181
+HK$1,903/mo
Deposit HK$717K · loan HK$6.45M · min. income ≈ HK$62,556/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$215,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,743
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,621
−HK$891/mo
Today · 4.125%
HK$34,512
baseline
▲ 0.50% · 4.625%
HK$36,331
+HK$1,819/mo
Deposit HK$717K · loan HK$6.45M · min. income ≈ HK$69,024/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$215,122 · Scale 2, in force from 26 Feb 2026)