LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,512
−HK$10,254/mo
▼ 0.25% · 3.875%
HK$168,598
−HK$5,168/mo
Today · 4.125%
HK$173,766
baseline
▲ 0.50% · 4.625%
HK$184,339
+HK$10,573/mo
Deposit HK$35.85M · loan HK$35.85M · min. income ≈ HK$347,532/mo (50% DSR)
Upfront cash ≈ HK$38.90M (deposit + AVD stamp duty HK$3,047,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,905
−HK$9,828/mo
▼ 0.25% · 3.875%
HK$186,784
−HK$4,949/mo
Today · 4.125%
HK$191,733
baseline
▲ 0.50% · 4.625%
HK$201,840
+HK$10,107/mo
Deposit HK$35.85M · loan HK$35.85M · min. income ≈ HK$383,466/mo (50% DSR)
Upfront cash ≈ HK$38.90M (deposit + AVD stamp duty HK$3,047,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,214
−HK$12,305/mo
▼ 0.25% · 3.875%
HK$202,318
−HK$6,201/mo
Today · 4.125%
HK$208,519
baseline
▲ 0.50% · 4.625%
HK$221,207
+HK$12,688/mo
Deposit HK$28.68M · loan HK$43.02M · min. income ≈ HK$417,038/mo (50% DSR)
Upfront cash ≈ HK$31.73M (deposit + AVD stamp duty HK$3,047,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,287
−HK$11,793/mo
▼ 0.25% · 3.875%
HK$224,141
−HK$5,939/mo
Today · 4.125%
HK$230,080
baseline
▲ 0.50% · 4.625%
HK$242,208
+HK$12,128/mo
Deposit HK$28.68M · loan HK$43.02M · min. income ≈ HK$460,160/mo (50% DSR)
Upfront cash ≈ HK$31.73M (deposit + AVD stamp duty HK$3,047,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,917
−HK$14,355/mo
▼ 0.25% · 3.875%
HK$236,037
−HK$7,235/mo
Today · 4.125%
HK$243,272
baseline
▲ 0.50% · 4.625%
HK$258,074
+HK$14,802/mo
Deposit HK$21.51M · loan HK$50.20M · min. income ≈ HK$486,544/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$3,047,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,668
−HK$13,759/mo
▼ 0.25% · 3.875%
HK$261,498
−HK$6,929/mo
Today · 4.125%
HK$268,427
baseline
▲ 0.50% · 4.625%
HK$282,576
+HK$14,149/mo
Deposit HK$21.51M · loan HK$50.20M · min. income ≈ HK$536,854/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$3,047,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,322
−HK$18,456/mo
▼ 0.25% · 3.875%
HK$303,477
−HK$9,301/mo
Today · 4.125%
HK$312,778
baseline
▲ 0.50% · 4.625%
HK$331,810
+HK$19,032/mo
Deposit HK$7.17M · loan HK$64.54M · min. income ≈ HK$625,556/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$3,047,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,430
−HK$17,690/mo
▼ 0.25% · 3.875%
HK$336,211
−HK$8,909/mo
Today · 4.125%
HK$345,120
baseline
▲ 0.50% · 4.625%
HK$363,312
+HK$18,192/mo
Deposit HK$7.17M · loan HK$64.54M · min. income ≈ HK$690,240/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$3,047,579 · Scale 2, in force from 26 Feb 2026)