LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,352
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,860
−HK$517/mo
Today · 4.125%
HK$17,377
baseline
▲ 0.50% · 4.625%
HK$18,434
+HK$1,057/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,754/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,191
−HK$983/mo
▼ 0.25% · 3.875%
HK$18,679
−HK$495/mo
Today · 4.125%
HK$19,174
baseline
▲ 0.50% · 4.625%
HK$20,185
+HK$1,011/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,348/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,622
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,232
−HK$620/mo
Today · 4.125%
HK$20,852
baseline
▲ 0.50% · 4.625%
HK$22,121
+HK$1,269/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$41,704/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,829
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,415
−HK$594/mo
Today · 4.125%
HK$23,009
baseline
▲ 0.50% · 4.625%
HK$24,221
+HK$1,212/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$46,018/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,892
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,604
−HK$724/mo
Today · 4.125%
HK$24,328
baseline
▲ 0.50% · 4.625%
HK$25,808
+HK$1,480/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,656/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,467
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,150
−HK$693/mo
Today · 4.125%
HK$26,843
baseline
▲ 0.50% · 4.625%
HK$28,258
+HK$1,415/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,686/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,433
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,348
−HK$931/mo
Today · 4.125%
HK$31,279
baseline
▲ 0.50% · 4.625%
HK$33,182
+HK$1,903/mo
Deposit HK$717K · loan HK$6.45M · min. income ≈ HK$62,558/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$215,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,744
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,622
−HK$891/mo
Today · 4.125%
HK$34,513
baseline
▲ 0.50% · 4.625%
HK$36,332
+HK$1,819/mo
Deposit HK$717K · loan HK$6.45M · min. income ≈ HK$69,026/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$215,130 · Scale 2, in force from 26 Feb 2026)