LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,536
−HK$10,255/mo
▼ 0.25% · 3.875%
HK$168,623
−HK$5,168/mo
Today · 4.125%
HK$173,791
baseline
▲ 0.50% · 4.625%
HK$184,366
+HK$10,575/mo
Deposit HK$35.86M · loan HK$35.86M · min. income ≈ HK$347,582/mo (50% DSR)
Upfront cash ≈ HK$38.91M (deposit + AVD stamp duty HK$3,048,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,932
−HK$9,829/mo
▼ 0.25% · 3.875%
HK$186,811
−HK$4,950/mo
Today · 4.125%
HK$191,761
baseline
▲ 0.50% · 4.625%
HK$201,869
+HK$10,108/mo
Deposit HK$35.86M · loan HK$35.86M · min. income ≈ HK$383,522/mo (50% DSR)
Upfront cash ≈ HK$38.91M (deposit + AVD stamp duty HK$3,048,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,243
−HK$12,306/mo
▼ 0.25% · 3.875%
HK$202,347
−HK$6,202/mo
Today · 4.125%
HK$208,549
baseline
▲ 0.50% · 4.625%
HK$221,239
+HK$12,690/mo
Deposit HK$28.69M · loan HK$43.03M · min. income ≈ HK$417,098/mo (50% DSR)
Upfront cash ≈ HK$31.74M (deposit + AVD stamp duty HK$3,048,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,318
−HK$11,796/mo
▼ 0.25% · 3.875%
HK$224,174
−HK$5,940/mo
Today · 4.125%
HK$230,114
baseline
▲ 0.50% · 4.625%
HK$242,243
+HK$12,129/mo
Deposit HK$28.69M · loan HK$43.03M · min. income ≈ HK$460,228/mo (50% DSR)
Upfront cash ≈ HK$31.74M (deposit + AVD stamp duty HK$3,048,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,950
−HK$14,357/mo
▼ 0.25% · 3.875%
HK$236,072
−HK$7,235/mo
Today · 4.125%
HK$243,307
baseline
▲ 0.50% · 4.625%
HK$258,112
+HK$14,805/mo
Deposit HK$21.52M · loan HK$50.20M · min. income ≈ HK$486,614/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$3,048,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,705
−HK$13,761/mo
▼ 0.25% · 3.875%
HK$261,536
−HK$6,930/mo
Today · 4.125%
HK$268,466
baseline
▲ 0.50% · 4.625%
HK$282,617
+HK$14,151/mo
Deposit HK$21.52M · loan HK$50.20M · min. income ≈ HK$536,932/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$3,048,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,365
−HK$18,459/mo
▼ 0.25% · 3.875%
HK$303,521
−HK$9,303/mo
Today · 4.125%
HK$312,824
baseline
▲ 0.50% · 4.625%
HK$331,858
+HK$19,034/mo
Deposit HK$7.17M · loan HK$64.55M · min. income ≈ HK$625,648/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$3,048,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,478
−HK$17,692/mo
▼ 0.25% · 3.875%
HK$336,260
−HK$8,910/mo
Today · 4.125%
HK$345,170
baseline
▲ 0.50% · 4.625%
HK$363,365
+HK$18,195/mo
Deposit HK$7.17M · loan HK$64.55M · min. income ≈ HK$690,340/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$3,048,024 · Scale 2, in force from 26 Feb 2026)