LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,355
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,863
−HK$517/mo
Today · 4.125%
HK$17,380
baseline
▲ 0.50% · 4.625%
HK$18,438
+HK$1,058/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,760/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,194
−HK$983/mo
▼ 0.25% · 3.875%
HK$18,682
−HK$495/mo
Today · 4.125%
HK$19,177
baseline
▲ 0.50% · 4.625%
HK$20,188
+HK$1,011/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,354/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,626
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,236
−HK$620/mo
Today · 4.125%
HK$20,856
baseline
▲ 0.50% · 4.625%
HK$22,125
+HK$1,269/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$41,712/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,833
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,419
−HK$594/mo
Today · 4.125%
HK$23,013
baseline
▲ 0.50% · 4.625%
HK$24,226
+HK$1,213/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$46,026/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,897
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,609
−HK$723/mo
Today · 4.125%
HK$24,332
baseline
▲ 0.50% · 4.625%
HK$25,813
+HK$1,481/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,664/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,472
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,155
−HK$693/mo
Today · 4.125%
HK$26,848
baseline
▲ 0.50% · 4.625%
HK$28,264
+HK$1,416/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,696/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,439
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,354
−HK$931/mo
Today · 4.125%
HK$31,285
baseline
▲ 0.50% · 4.625%
HK$33,188
+HK$1,903/mo
Deposit HK$717K · loan HK$6.46M · min. income ≈ HK$62,570/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$215,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,750
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,628
−HK$891/mo
Today · 4.125%
HK$34,519
baseline
▲ 0.50% · 4.625%
HK$36,339
+HK$1,820/mo
Deposit HK$717K · loan HK$6.46M · min. income ≈ HK$69,038/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$215,170 · Scale 2, in force from 26 Feb 2026)