LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,549
−HK$10,256/mo
▼ 0.25% · 3.875%
HK$168,636
−HK$5,169/mo
Today · 4.125%
HK$173,805
baseline
▲ 0.50% · 4.625%
HK$184,380
+HK$10,575/mo
Deposit HK$35.86M · loan HK$35.86M · min. income ≈ HK$347,610/mo (50% DSR)
Upfront cash ≈ HK$38.91M (deposit + AVD stamp duty HK$3,048,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,946
−HK$9,830/mo
▼ 0.25% · 3.875%
HK$186,826
−HK$4,950/mo
Today · 4.125%
HK$191,776
baseline
▲ 0.50% · 4.625%
HK$201,885
+HK$10,109/mo
Deposit HK$35.86M · loan HK$35.86M · min. income ≈ HK$383,552/mo (50% DSR)
Upfront cash ≈ HK$38.91M (deposit + AVD stamp duty HK$3,048,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,259
−HK$12,307/mo
▼ 0.25% · 3.875%
HK$202,363
−HK$6,203/mo
Today · 4.125%
HK$208,566
baseline
▲ 0.50% · 4.625%
HK$221,257
+HK$12,691/mo
Deposit HK$28.69M · loan HK$43.03M · min. income ≈ HK$417,132/mo (50% DSR)
Upfront cash ≈ HK$31.74M (deposit + AVD stamp duty HK$3,048,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,336
−HK$11,796/mo
▼ 0.25% · 3.875%
HK$224,191
−HK$5,941/mo
Today · 4.125%
HK$230,132
baseline
▲ 0.50% · 4.625%
HK$242,262
+HK$12,130/mo
Deposit HK$28.69M · loan HK$43.03M · min. income ≈ HK$460,264/mo (50% DSR)
Upfront cash ≈ HK$31.74M (deposit + AVD stamp duty HK$3,048,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,968
−HK$14,359/mo
▼ 0.25% · 3.875%
HK$236,091
−HK$7,236/mo
Today · 4.125%
HK$243,327
baseline
▲ 0.50% · 4.625%
HK$258,133
+HK$14,806/mo
Deposit HK$21.52M · loan HK$50.21M · min. income ≈ HK$486,654/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$3,048,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,725
−HK$13,762/mo
▼ 0.25% · 3.875%
HK$261,557
−HK$6,930/mo
Today · 4.125%
HK$268,487
baseline
▲ 0.50% · 4.625%
HK$282,639
+HK$14,152/mo
Deposit HK$21.52M · loan HK$50.21M · min. income ≈ HK$536,974/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$3,048,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,388
−HK$18,461/mo
▼ 0.25% · 3.875%
HK$303,545
−HK$9,304/mo
Today · 4.125%
HK$312,849
baseline
▲ 0.50% · 4.625%
HK$331,885
+HK$19,036/mo
Deposit HK$7.17M · loan HK$64.55M · min. income ≈ HK$625,698/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$3,048,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,504
−HK$17,694/mo
▼ 0.25% · 3.875%
HK$336,287
−HK$8,911/mo
Today · 4.125%
HK$345,198
baseline
▲ 0.50% · 4.625%
HK$363,393
+HK$18,195/mo
Deposit HK$7.17M · loan HK$64.55M · min. income ≈ HK$690,396/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$3,048,266 · Scale 2, in force from 26 Feb 2026)