LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,587
−HK$10,258/mo
▼ 0.25% · 3.875%
HK$168,675
−HK$5,170/mo
Today · 4.125%
HK$173,845
baseline
▲ 0.50% · 4.625%
HK$184,423
+HK$10,578/mo
Deposit HK$35.87M · loan HK$35.87M · min. income ≈ HK$347,690/mo (50% DSR)
Upfront cash ≈ HK$38.92M (deposit + AVD stamp duty HK$3,048,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,988
−HK$9,833/mo
▼ 0.25% · 3.875%
HK$186,869
−HK$4,952/mo
Today · 4.125%
HK$191,821
baseline
▲ 0.50% · 4.625%
HK$201,932
+HK$10,111/mo
Deposit HK$35.87M · loan HK$35.87M · min. income ≈ HK$383,642/mo (50% DSR)
Upfront cash ≈ HK$38.92M (deposit + AVD stamp duty HK$3,048,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,304
−HK$12,310/mo
▼ 0.25% · 3.875%
HK$202,410
−HK$6,204/mo
Today · 4.125%
HK$208,614
baseline
▲ 0.50% · 4.625%
HK$221,308
+HK$12,694/mo
Deposit HK$28.70M · loan HK$43.04M · min. income ≈ HK$417,228/mo (50% DSR)
Upfront cash ≈ HK$31.75M (deposit + AVD stamp duty HK$3,048,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,386
−HK$11,799/mo
▼ 0.25% · 3.875%
HK$224,243
−HK$5,942/mo
Today · 4.125%
HK$230,185
baseline
▲ 0.50% · 4.625%
HK$242,318
+HK$12,133/mo
Deposit HK$28.70M · loan HK$43.04M · min. income ≈ HK$460,370/mo (50% DSR)
Upfront cash ≈ HK$31.75M (deposit + AVD stamp duty HK$3,048,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,021
−HK$14,362/mo
▼ 0.25% · 3.875%
HK$236,145
−HK$7,238/mo
Today · 4.125%
HK$243,383
baseline
▲ 0.50% · 4.625%
HK$258,192
+HK$14,809/mo
Deposit HK$21.52M · loan HK$50.22M · min. income ≈ HK$486,766/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$3,048,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,784
−HK$13,765/mo
▼ 0.25% · 3.875%
HK$261,617
−HK$6,932/mo
Today · 4.125%
HK$268,549
baseline
▲ 0.50% · 4.625%
HK$282,705
+HK$14,156/mo
Deposit HK$21.52M · loan HK$50.22M · min. income ≈ HK$537,098/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$3,048,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,456
−HK$18,465/mo
▼ 0.25% · 3.875%
HK$303,615
−HK$9,306/mo
Today · 4.125%
HK$312,921
baseline
▲ 0.50% · 4.625%
HK$331,961
+HK$19,040/mo
Deposit HK$7.17M · loan HK$64.57M · min. income ≈ HK$625,842/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$3,048,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,579
−HK$17,698/mo
▼ 0.25% · 3.875%
HK$336,365
−HK$8,912/mo
Today · 4.125%
HK$345,277
baseline
▲ 0.50% · 4.625%
HK$363,477
+HK$18,200/mo
Deposit HK$7.17M · loan HK$64.57M · min. income ≈ HK$690,554/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$3,048,969 · Scale 2, in force from 26 Feb 2026)