LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,362
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$16,871
−HK$517/mo
Today · 4.125%
HK$17,388
baseline
▲ 0.50% · 4.625%
HK$18,446
+HK$1,058/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,776/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,203
−HK$983/mo
▼ 0.25% · 3.875%
HK$18,691
−HK$495/mo
Today · 4.125%
HK$19,186
baseline
▲ 0.50% · 4.625%
HK$20,198
+HK$1,012/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,372/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,635
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,246
−HK$620/mo
Today · 4.125%
HK$20,866
baseline
▲ 0.50% · 4.625%
HK$22,136
+HK$1,270/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,732/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,844
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,429
−HK$595/mo
Today · 4.125%
HK$23,024
baseline
▲ 0.50% · 4.625%
HK$24,237
+HK$1,213/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,048/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,907
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,620
−HK$724/mo
Today · 4.125%
HK$24,344
baseline
▲ 0.50% · 4.625%
HK$25,825
+HK$1,481/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,688/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,484
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,168
−HK$693/mo
Today · 4.125%
HK$26,861
baseline
▲ 0.50% · 4.625%
HK$28,277
+HK$1,416/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,722/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,452
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,368
−HK$931/mo
Today · 4.125%
HK$31,299
baseline
▲ 0.50% · 4.625%
HK$33,204
+HK$1,905/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$62,598/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,765
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,644
−HK$892/mo
Today · 4.125%
HK$34,536
baseline
▲ 0.50% · 4.625%
HK$36,356
+HK$1,820/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$69,072/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,271 · Scale 2, in force from 26 Feb 2026)