LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,627
−HK$10,261/mo
▼ 0.25% · 3.875%
HK$168,717
−HK$5,171/mo
Today · 4.125%
HK$173,888
baseline
▲ 0.50% · 4.625%
HK$184,468
+HK$10,580/mo
Deposit HK$35.88M · loan HK$35.88M · min. income ≈ HK$347,776/mo (50% DSR)
Upfront cash ≈ HK$38.93M (deposit + AVD stamp duty HK$3,049,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,033
−HK$9,835/mo
▼ 0.25% · 3.875%
HK$186,915
−HK$4,953/mo
Today · 4.125%
HK$191,868
baseline
▲ 0.50% · 4.625%
HK$201,982
+HK$10,114/mo
Deposit HK$35.88M · loan HK$35.88M · min. income ≈ HK$383,736/mo (50% DSR)
Upfront cash ≈ HK$38.93M (deposit + AVD stamp duty HK$3,049,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,352
−HK$12,313/mo
▼ 0.25% · 3.875%
HK$202,460
−HK$6,205/mo
Today · 4.125%
HK$208,665
baseline
▲ 0.50% · 4.625%
HK$221,362
+HK$12,697/mo
Deposit HK$28.70M · loan HK$43.05M · min. income ≈ HK$417,330/mo (50% DSR)
Upfront cash ≈ HK$31.75M (deposit + AVD stamp duty HK$3,049,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,440
−HK$11,802/mo
▼ 0.25% · 3.875%
HK$224,298
−HK$5,944/mo
Today · 4.125%
HK$230,242
baseline
▲ 0.50% · 4.625%
HK$242,378
+HK$12,136/mo
Deposit HK$28.70M · loan HK$43.05M · min. income ≈ HK$460,484/mo (50% DSR)
Upfront cash ≈ HK$31.75M (deposit + AVD stamp duty HK$3,049,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,078
−HK$14,365/mo
▼ 0.25% · 3.875%
HK$236,203
−HK$7,240/mo
Today · 4.125%
HK$243,443
baseline
▲ 0.50% · 4.625%
HK$258,256
+HK$14,813/mo
Deposit HK$21.53M · loan HK$50.23M · min. income ≈ HK$486,886/mo (50% DSR)
Upfront cash ≈ HK$24.58M (deposit + AVD stamp duty HK$3,049,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,847
−HK$13,768/mo
▼ 0.25% · 3.875%
HK$261,681
−HK$6,934/mo
Today · 4.125%
HK$268,615
baseline
▲ 0.50% · 4.625%
HK$282,774
+HK$14,159/mo
Deposit HK$21.53M · loan HK$50.23M · min. income ≈ HK$537,230/mo (50% DSR)
Upfront cash ≈ HK$24.58M (deposit + AVD stamp duty HK$3,049,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,528
−HK$18,470/mo
▼ 0.25% · 3.875%
HK$303,690
−HK$9,308/mo
Today · 4.125%
HK$312,998
baseline
▲ 0.50% · 4.625%
HK$332,043
+HK$19,045/mo
Deposit HK$7.18M · loan HK$64.58M · min. income ≈ HK$625,996/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$3,049,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,660
−HK$17,702/mo
▼ 0.25% · 3.875%
HK$336,448
−HK$8,914/mo
Today · 4.125%
HK$345,362
baseline
▲ 0.50% · 4.625%
HK$363,567
+HK$18,205/mo
Deposit HK$7.18M · loan HK$64.58M · min. income ≈ HK$690,724/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$3,049,720 · Scale 2, in force from 26 Feb 2026)