LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,629
−HK$10,261/mo
▼ 0.25% · 3.875%
HK$168,719
−HK$5,171/mo
Today · 4.125%
HK$173,890
baseline
▲ 0.50% · 4.625%
HK$184,471
+HK$10,581/mo
Deposit HK$35.88M · loan HK$35.88M · min. income ≈ HK$347,780/mo (50% DSR)
Upfront cash ≈ HK$38.93M (deposit + AVD stamp duty HK$3,049,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,036
−HK$9,835/mo
▼ 0.25% · 3.875%
HK$186,918
−HK$4,953/mo
Today · 4.125%
HK$191,871
baseline
▲ 0.50% · 4.625%
HK$201,985
+HK$10,114/mo
Deposit HK$35.88M · loan HK$35.88M · min. income ≈ HK$383,742/mo (50% DSR)
Upfront cash ≈ HK$38.93M (deposit + AVD stamp duty HK$3,049,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,355
−HK$12,314/mo
▼ 0.25% · 3.875%
HK$202,463
−HK$6,206/mo
Today · 4.125%
HK$208,669
baseline
▲ 0.50% · 4.625%
HK$221,366
+HK$12,697/mo
Deposit HK$28.70M · loan HK$43.06M · min. income ≈ HK$417,338/mo (50% DSR)
Upfront cash ≈ HK$31.75M (deposit + AVD stamp duty HK$3,049,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,443
−HK$11,802/mo
▼ 0.25% · 3.875%
HK$224,302
−HK$5,943/mo
Today · 4.125%
HK$230,245
baseline
▲ 0.50% · 4.625%
HK$242,382
+HK$12,137/mo
Deposit HK$28.70M · loan HK$43.06M · min. income ≈ HK$460,490/mo (50% DSR)
Upfront cash ≈ HK$31.75M (deposit + AVD stamp duty HK$3,049,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,081
−HK$14,366/mo
▼ 0.25% · 3.875%
HK$236,207
−HK$7,240/mo
Today · 4.125%
HK$243,447
baseline
▲ 0.50% · 4.625%
HK$258,260
+HK$14,813/mo
Deposit HK$21.53M · loan HK$50.23M · min. income ≈ HK$486,894/mo (50% DSR)
Upfront cash ≈ HK$24.58M (deposit + AVD stamp duty HK$3,049,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,851
−HK$13,768/mo
▼ 0.25% · 3.875%
HK$261,686
−HK$6,933/mo
Today · 4.125%
HK$268,619
baseline
▲ 0.50% · 4.625%
HK$282,779
+HK$14,160/mo
Deposit HK$21.53M · loan HK$50.23M · min. income ≈ HK$537,238/mo (50% DSR)
Upfront cash ≈ HK$24.58M (deposit + AVD stamp duty HK$3,049,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,533
−HK$18,470/mo
▼ 0.25% · 3.875%
HK$303,695
−HK$9,308/mo
Today · 4.125%
HK$313,003
baseline
▲ 0.50% · 4.625%
HK$332,048
+HK$19,045/mo
Deposit HK$7.18M · loan HK$64.58M · min. income ≈ HK$626,006/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$3,049,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,665
−HK$17,703/mo
▼ 0.25% · 3.875%
HK$336,453
−HK$8,915/mo
Today · 4.125%
HK$345,368
baseline
▲ 0.50% · 4.625%
HK$363,573
+HK$18,205/mo
Deposit HK$7.18M · loan HK$64.58M · min. income ≈ HK$690,736/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$3,049,768 · Scale 2, in force from 26 Feb 2026)